Reclaiming on payday loans
sfc7603
Forumite 11 Posts
Hi, due to a gambling addiction which is now under control thanks to Gamstop, I have taken out over 100 payday loans over the past 10 years. The majority were from Wonga and Quickquid. With regard to Quickquid I have taken out over 80 loans.
In early January I used a website which advertised a company willing to reclaim interest and charges from previous payday loans on my behalf for a percentage of 25%. I entered all my details and details of how many loans I had taken out and with what companies etc. I also gave the reasons for reclaiming such as they didn't ask for proof of earnings or check my ability to afford repayments. Add this to the fact that I had to set up repayment plans on numerous occassions for these loans and yet following the repayment plan they continued to accept further loan requests.
I was then sent a text message informing me that my claim would be processed by Savvy Claims Limited. My issue is that since I made this claim in early January, I haven't heard anything from either Savvy Claims or from Quickquid. I have had a few emails from Wonga confirming that my claim is being processed by Savvy Claims and that my claim will take longer than usual due to them being in administration, but surely I should have heard something from Quickquid by now, even to confirm the complaint. Quickquid is the case I am most interested in as this is the company I have used the majority of the time. Would it be a bad idea to just write a claim to Quickquid myself based on the fact I haven't heard anything? Any feedback would be appreciated. Thanks
Steve
In early January I used a website which advertised a company willing to reclaim interest and charges from previous payday loans on my behalf for a percentage of 25%. I entered all my details and details of how many loans I had taken out and with what companies etc. I also gave the reasons for reclaiming such as they didn't ask for proof of earnings or check my ability to afford repayments. Add this to the fact that I had to set up repayment plans on numerous occassions for these loans and yet following the repayment plan they continued to accept further loan requests.
I was then sent a text message informing me that my claim would be processed by Savvy Claims Limited. My issue is that since I made this claim in early January, I haven't heard anything from either Savvy Claims or from Quickquid. I have had a few emails from Wonga confirming that my claim is being processed by Savvy Claims and that my claim will take longer than usual due to them being in administration, but surely I should have heard something from Quickquid by now, even to confirm the complaint. Quickquid is the case I am most interested in as this is the company I have used the majority of the time. Would it be a bad idea to just write a claim to Quickquid myself based on the fact I haven't heard anything? Any feedback would be appreciated. Thanks
Steve
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You've already signed away your ability to complain alone..
You could of course complain for free
“I think that the Government are right to apply to join the European Economic Community...” -Winston Churchill 1961
“The future of Europe if Britain were to be excluded is black indeed.”[FONT="][FONT="][FONT="] - Winston Churchill 1963
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Missed out the word "have", oh well
“I think that the Government are right to apply to join the European Economic Community...” -Winston Churchill 1961
“The future of Europe if Britain were to be excluded is black indeed.”[FONT="][FONT="][FONT="] - Winston Churchill 1963
[/FONT][/FONT][/FONT]