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Easy access savings account
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I think I'm right that Marcus drops to 1.35% after a year so after that you could consider RCI at 1.42%. Has consistently been in the Top5 accounts without a bonus in the Telegraph since at least last July
Payments back to your account usually arrive on the 2nd day after request so Easy Access rather than Instant. No limits on number of withdrawals.
I'm happy with it but I'm not one of those who aim for the maximum possible rates0
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