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End terrace or semi-detached?

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  • Enterprise_1701C
    Enterprise_1701C Posts: 23,414 Forumite
    Part of the Furniture 10,000 Posts Photogenic Mortgage-free Glee!
    We have an end terrace and always put it as such. If that is not an option we put terraced.
    What is this life if, full of care, we have no time to stand and stare
  • System
    System Posts: 178,348 Community Admin
    10,000 Posts Photogenic Name Dropper
    mjm3346 wrote: »
    Street called Malcolm Terrace and a semi-detached house there?




    Two semi-detached houses in the street, No. 1 and No. 2, next door and joined together.
    It's not unnusual for an isolated pair of cottages (built 1911) to be called a terrace.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • ripplyuk
    ripplyuk Posts: 2,943 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I have contents insurance on my end-terrace house with LV. The first year I listed it as ‘terraced’ but upon renewal, I was speaking to them on the phone and they said they classed it as a semi. The lady made a big deal of it and gave me a bit of a lecture on how I should have known and answered questioned honestly. I started panicking about them voiding the policy or some other trouble. In the end it was ok, apart from a slightly increased premium.

    If I swap companies in future, I wouldn’t take any chances. I’ll ring up and ask them how they want me to classify it.
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