Best saving combination with help to buy ISA

System

Thank you both massively! I didn't really think about opening a third account to make the most out of the LISA and HTB ISA, I will look around and see what the best saving accounts are at the moment..

Also those figures are just for me, my partner has her own separate savings and we plan on pooling them together at the end..

So far my plan is;
- Open a HTB with Barcleys (2.58%) at the end of this month paying the full £1200 in
- Open a LISA (Newcastle Building Society 1.1%) next month paying in around £300
- Swap to a new bank account (probably FirstDirect 1st account, due to liking the idea that I can use the money whenever I like for something else) paying in anything else that I may have - possible regular saver after a few months

Im pretty sure I will be able to save the full amount for the LISA and HTBISA and then anything extra will go into the savings account

Again sorry If I am sounding daft but its all new and I think im slowly getting to grips with it

[Deleted User]

20SmthngSver wrote: »

I'm lucky that my Help to Buy ISA still pays 4.25% though.

Hey, if you don't mind me asking, what provider still gives you 4.25% on your Help to Buy ISA?