Claiming child benefit guide discussion area

cbsoconfused

I have been trying to claim NI credits for a CB gap between 2013 and 2017.
CB have no record of my claim between 2006 and 2013 and are stating that I am not entitled to the credits despite have received them up until the rule change relating to income.
It's as if they just cancelled my claim and lost my record

Has anyone else experienced this?

sheramber

Presumably you have not been  receiving child benefit for these  years?
 Did you cancel your claim due to high income or did you opt out of payment, which would allow you still get credits.

cbsoconfused

I received benefit up until the rule change at the beginning of 2013. I neither cancelled or opted out but the payments stopped which I put down to income at the time.i was unaware of the NI CPC thing until s financial advisor told me I should check...at which point I discovered them missing for 2013.
CB office claim to have no record of my original benefit from 2006...And won't update the credits.

sheramber

The child benefit office have no knowledge of your income so they  did not cancel your child benefit for that reason.   Something happened to cancel the claim.
Do you have any proof of receiving child benefit?
It was not perhaps paid to your husband?

cbsoconfused

I do now have proof of having received it in bank statements. 

sheramber

cbsoconfused said:

I do now have proof of having received it in bank statements. 

Contact the child benefit office with that information. There should be a reference number fo some kind against the payment.

cbsoconfused

Thanks there is. I have to submit a request for mandatory reconsideration...I am just surprised that they have no record of anything.

woolgar.c

Usually I would earn over the 60k threshold so my plan was to claim child benefit but opt out of the payments (just to register the NI aspects & not have to put money aside to pay back the benefit in the tax charge).
Baby is due in Aug, am I correct in thinking I am entitled to keep the child benefit while my earnings are lower during maternity leave (husband's earnings are under the 50k). I think they will be below 50k for 21/22 and maybe just over 50k for 22/23.

sheramber

You start to lose some of the child benefit if your income is over £50,000.
You lose it all at £60,000.
https://www.gov.uk/child-benefit-tax-calculator

woolgar.c

sheramber said:

You start to lose some of the child benefit if your income is over £50,000.
You lose it all at £60,000.
https://www.gov.uk/child-benefit-tax-calculator

Thanks, the bit I'm unsure on is whether this is calculated each year, so despite usually earning above 60k would I be able to keep the child benefit (without tax charges) if I earn less than 50k during maternity leave?