Old car insurance claim (thought it was settled but not )

marc3

I was involved in a car accident almost 5 years ago.
My insurers had a bit of a fight with the OP's insurers but it was ultimately settled in my favour (no major sums involvedabout £900.

Part of the claim was for car hire fees .

I thought this was all sorted about 3 years ago,as i received payout .

Out of the blue -i have had notification from the party handly this on my behalf, that OP had not to date (and were refusing ) to pay the car hire fee .
They wanted my co-operation to proceed recovering their losses via their solicitors ,and as long as i 'co-operated' they would absorb all costs .
No problem-am happy to help/co-operate .

That given, i have now been contacted by the solicitors acting for them, that the claim against the OP's insurers needs to be in my name (as thats the way things are done /work )
I was never advised of that, and whilst i remain very willing to co-operate ,this latest notification has spooked me a bit-and i am left wondering what could i be exposed to here-despite re-assurances.

all seems a bit odd to me .

Maybe that is the way that things are done, and i am seeing unnecessary spooks and being too cautious in all of this, but never come across this before ,and simply seeking a bit of input as to whether it is 'the norm' ,or whether i am correct be a bit cautious ?

What would others do .
What can i do ?

i almost feel i want to get my own solicitor involved-but that would then cost me when apparently there is no charge to me .

To be fair,in a 'standard letter 'i am advised that there will be no costs to me regardless ,but it just seems so odd that the claim has to be in my name, yet i have not suffered the loss .

Maybe i am just too mis-trusting ?

many thanks in anticipation of assistance/advice .

AdrianC

So the claim held the other party to be at fault?

I presume, then, that this is for the hire car you had, under a credit-hire agreement? "Accident management" company?

If so, then the contract you signed would have had you agreeing to pay if the insurers didn't. As yet, they haven't.

Yes, the claim against the other driver's insurer is in your name - but your insurer or, by the sound of it, the AMC were acting on your behalf.

[Deleted User]

You have a duty to minimize the cost to the other party. They probably feel that your car hire was too expensive or for too long. It's not uncommon as many car hire firms are ripping people off and charging silly money.

So your insurance wants to sue to recover the money. If you refuse to cooperate they will want you to pay for the car hire yourself. You may need to go to court but even if your side loses you shouldn't have to pay anything. Just go and tell the truth, although it's very likely that it will be settled out of court anyway.