car insurers not interested in fighting accident liabilty

SabNys

I've never made an insurance claim, and I am rapidly running out of time to do so.

It might help me in my current search for renewal insurance if the OP would:

• Name their insurance company, so that I could avoid them in future.
  
• Name the other party's insurance company, as they sound like a good bulldog company to be with.

I wonder what would have happened if both parties had been with the same company?

Boom?

Thanks.
.

AdrianC

Jk2000 wrote: »

i won't be sueing the third party over this , I cant see I have enough evidence as many have pointed .

Yet you expect the insurer to.

Remember, there are two insurers, each looking at whether they are on the hook to pay.
They have to agree among themselves.
If they can't, then the next step is court.

Jk2000

AdrianC wrote: »

Yet you expect the insurer to.

Remember, there are two insurers, each looking at whether they are on the hook to pay.
They have to agree among themselves.
If they can't, then the next step is court.

well yes ! that's one of the services I expect when i pay for vehicle insurance ! but no worries if you disagree

AdrianC

You are still missing my point.

You are NOT paying your insurer to sue people in situations where you admit that there simply isn't enough evidence.

Jk2000

AdrianC wrote: »

You are still missing my point.

You are NOT paying your insurer to sue people in situations where you admit that there simply isn't enough evidence.

ok understood, i get your point




but you may be missing mine , firstly i'm not asking my insurer to sue the third party , but to apportion blame for the incident on them and attempt to fight my corner.


secondly, I'd be satisfied if the insurer sent out an engineer to inspect the car in person , at that point i'd feel they'd done all they could and may accept if they did not want to take the matter further.

to be clear , in my opinion observing damage merely from a camera phone picture is not satisfactory and shows my insurer views this as a non event, they've pretty much said as much !


in any case we may disagree on this, but fair enough.

AdrianC

Jk2000 wrote: »

but you may be missing mine

No, I'm not.

firstly i'm not asking my insurer to sue the third party , but to apportion blame for the incident on them

Which is lovely, an' all, but is utterly meaningless unless the other party's insurer agree their driver's at fault.
And, if they don't, then...

and attempt to fight my corner.

...means taking them to court.

secondly, I'd be satisfied if the insurer sent out an engineer to inspect the car in person

Why? They've got photos. It's a bit of a minor parking scrape, and neither party's accepting blame. Seeing it in person won't add anything to the information they have. It'll just add cost that they're never getting back from anybody else.

to be clear , in my opinion observing damage merely from a camera phone picture is not satisfactory

So send better pictures...