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Missed payments on defaults

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milkymoocow

milkymoocow Posts: 3 Newbie

22 April 2019 at 4:22PM in Credit file & ratings

Hi. I have recently signed up for total money credit expert to see my credit score. I had defaults several years ago but all accounts now transferred to debt recovery agents. I have never missed or been late with a payment with any of the debt recovery companies but my total money credit report says that all the payments I have made are over the last few years are late payments which obviously goes against me. Is this correct. Any help with be great thanks

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Comments

[Deleted User] Posts: 35,242 Forumite

22 April 2019 at 5:13PM

Yes, it's correct.

The account will drop off 6 years from default.

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milkymoocow Posts: 3 Newbie

22 April 2019 at 5:20PM

Ok thanks. Just wanted to check

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[Deleted User] Posts: 0 Newbie

22 April 2019 at 5:46PM

It’s correct.

Also take no notice of the “score”

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phillw Posts: 5,665 Forumite

23 April 2019 at 11:04AM

!!! wrote: »

Also take no notice of the “score”

Unless it causes you to look in closer detail at all the data and notice some fraudulent activity.

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[Deleted User] Posts: 0 Newbie

23 April 2019 at 1:10PM

phillw wrote: »

Unless it causes you to look in closer detail at all the data and notice some fraudulent activity.

Not at all,

Just ignore it, look past it, and jump straight to the data.

It's not even worth a glancing look.

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This discussion has been closed.

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