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I know I had PPI but cannot find who with?Help please?
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spriggit867
Posts: 1 Newbie
I know I had PPI in 1997 on a mortgage with a house I bought.I contacted the Coventry who I had the mortgage with and they confirmed I had the mortgage but not their PPI.The PPI was through Connells Estate Agents. Any idea how on earth I would find out which provider it would be with? I would dearly love to claim but seem to be stuck at the first hurdle with time running out.Any advice very welcome as Im new to forum posts and I have tried to find answers but failed.
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They weren't regulated, your complaint is over.Non me fac calcitrare tuum culi0
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The provider doesn't matter as they didn't sell it to you.
O'Connells did, but as it was pre regulation, they'll just reject it
You can just put this one to rest.0 -
I know I had PPI in 1997 on a mortgage with a house
Are you sure it was PPI?
after all, it wasnt called PPI in 1987.
1987 also pre-dates the misselling period
Most mortgages of that period had MIG and a requirement for life assurance. Could it be one of those?The PPI was through Connells Estate Agents.
Forget it then. 1987 is 18 years prior to regulation of estate agents brokers.Any idea how on earth I would find out which provider it would be with?
It doesnt matter who the provider is. That is irrelevant.
Its game over.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
Are you sure it was PPI?
after all, it wasnt called PPI in 1987.
1987 also pre-dates the misselling period
Most mortgages of that period had MIG and a requirement for life assurance. Could it be one of those?
Forget it then. 1987 is 18 years prior to regulation of estate agents brokers.
It doesnt matter who the provider is. That is irrelevant.
Its game over.
Actually said 1997 though it doesn't really matter as point is still valid that it's pre-regulationSam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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