Mortgage Not Showing

7ewis

I got a mortgage with Nationwide over 6 months ago now, but it doesn't show up on ClearScore or Noddle.

Does this matter? My credit score is decent, but I don't have much history and thought my mortgage would help increase it.

Assume as I've got a mortgage and a credit card, I have no real need for credit anyway, so not overly bothered about my score, but just find it strange that it doesn't show.

[Deleted User]

Have you checked Experian?

Don't worry about the score. It's not, as the modern vernacular would have it, a 'thing'.

7ewis

Just checked it through the Credit Club, and it's not there either.

Strange, it has an amber rating on the debt to income ratio, when my income is huge. I could still afford my mortgage if it tripled in cost... that's the only debt I have too.

It says it could be amber due to not much credit history, I've had a phone on contract for years and had a car on finance in the past too.

Guess I'll just forget about it, doesn't make a difference to me.

[Deleted User]

Ignore the scores/ratings/warnings.
They’re nothing to worry or care about.