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Hello,

My credit score shot up last month by 35 points. I would like to know why? Nothing major has happened.

However could it be linked to my quote searches for life insurance and income protection quotes?

I wouldn't imagine. It's not like I have paid off a big loan or credit card?

Comments

  • boo_star
    boo_star Posts: 3,202 Forumite
    Part of the Furniture 1,000 Posts
    Ignore the score, CRAs are not lenders.
  • SnowTiger
    SnowTiger Posts: 4,461 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    whambam wrote: »
    My credit score shot up last month by 35 points. I would like to know why? Nothing major has happened.

    However could it be linked to my quote searches for life insurance and income protection quotes?

    Lenders won't see the searches, so they'll have no impact on credit applications.
    whambam wrote: »
    I wouldn't imagine. It's not like I have paid off a big loan or credit card?

    Your accounts are a bit older; hopefully you owe a bit less; CRAs probably rejigger their algorithms from time to time.

    It's a 3.5% change on a figure that shouldn't be taken too seriously.
  • The temperature has gone up recently.
    Could be because of that.
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