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One-off fraudulent card transaction

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Comments

  • jonnygee2
    jonnygee2 Posts: 2,086 Forumite
    1,000 Posts Second Anniversary Name Dropper Combo Breaker
    I thought it was as when you do a chip and pin transaction the pin correct message comes up on the screen almost instantly

    The card stores the 'public key' and the pin is the 'private key' https://en.wikipedia.org/wiki/Public-key_cryptography . The two together create an authorisation. It's an ingenious system :-)

    Most terminals do authorise the PIN online though, but also cards can verify the PIN via the card.
  • Chino
    Chino Posts: 2,031 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    jonnygee2 wrote: »
    It's an ingenious system :-)
    and one that you evidently completely misunderstand.
  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    Chino wrote: »
    and one that you evidently completely misunderstand.


    Do feel free to give us your explanation then, otherwise we must assume it's you that doesn't have a clue.
  • jonnygee2
    jonnygee2 Posts: 2,086 Forumite
    1,000 Posts Second Anniversary Name Dropper Combo Breaker
    and one that you evidently completely misunderstand.

    Most probably, I'm not a cryptography expert! I'm all ears for a better explanation.
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