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Credit applications when moving home

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When buying a home and planning to apply for credit after you get the keys, is it better to apply with your old address before moving? so as to not complicate the I.D. checks.

My old address will be the family home so I will not need to worry about documents going missing.

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    If you're relying on a mortgage, don't apply for anything until you've completed.
  • cjv
    cjv Posts: 513 Forumite
    Third Anniversary 100 Posts Name Dropper Newshound!
    If you're relying on a mortgage, don't apply for anything until you've completed.

    Indeed, I am holding off until that time. Planning to get a new 0% card for purchases, so I can keep my savings in the bank as my emergency fund.

    Just trying to work out if it can hinder chances of credit, if giving a new address which will not be on the electoral register for a while.
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    It can do, but it's nothing permanent.
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