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Living with in laws

We moved in with wife’s parents 6 months ago. When moving in I gave them £4o,ooo as a payment for what they called a payment off their house. Also included in the deal was I paid all the bills. Everything. For the payment and paying all the bills I would not pay any rent. To cut a long story short it is a nightmare. It is like if I don’t do what they want or the way they want it or say something they don’t like the comments coming back are about moving out. Slightest thing and it’s like you don’t like it you got 2 months to move out. The upshot is I have nothing in writing from them about paying the money and bills to live rent free. We have 2 young children and basically we are broke. The £40,000 was our life saving and paying all the bills means we don’t have much left over to save. We could not afford a deposit on somewhere else if we had to get out. It is like we must comply and be slaves basically or be homeless. If it wasn’t for the children the homeless option would suit me as I just had enough. Do we have any rights at all to say enough is enough this cannot go on.
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Comments

  • cjv
    cjv Posts: 513 Forumite
    Third Anniversary 100 Posts Name Dropper Newshound!
    You made a big mistake doing what you did, move out and rent a place. If your in laws have asked you to leave go to the council for assistance.

    Your money is probably a write off and an expensive lesson.
  • JGB1955
    JGB1955 Posts: 4,005 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Why on earth did you think this was a good idea??????
    #2 Saving for Christmas 2024 - £1 a day challenge. £325 of £366
  • silvercar
    silvercar Posts: 50,805 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    Until you stand up to them, they will continue.

    Tell them you are happy to move out when they return your money.
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • babyblade41
    babyblade41 Posts: 3,968 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Why?? can you not say you lost all mental capacity ??
  • You're in an extremely difficult situation, and you have my sympathy.

    I suggest that you find out what it would cost to rent similar (shared with another family) accommodation for six months ... I have no idea what this would be in Norfolk, but for the sake of argument let's say £6,000.

    Then tell your in-laws that you will be happy to leave when they return the balance of your pre-paid rent, i.e. £34,000.

    If they refuse, find a solicitor who will give you half-an-hour's free advice on how to get your money back. Be clear at all times, including with the solicitor, that the money paid was 'rent in advance' so that you could live there without paying monthly or weekly rent. The fact that the contract with your in-laws was verbal rather than written does not invalidate it.

    Good luck.
    e cineribus resurgam
    ("From the ashes I shall arise.")
  • Not_Radio2
    Not_Radio2 Posts: 42 Forumite
    How did you hand over the £40K? Surely not in cash?
    Are the in-laws claiming means tested benefits? If so, consider reporting them.
    You're already screwed by the sounds of it, but you don't have to take any more laying down.
  • Rosieandjim
    Rosieandjim Posts: 254 Forumite
    :eek:


    I would not hand over 40 pound to my inlaws. Did you really hand this amount over without any legal advice or document in place. Why???
  • mangog
    mangog Posts: 145 Forumite
    Not judging, just trying to understand - what was the original advantage of this plan? Why not use that £40k for a deposit on your own place? That would go a long way in Norfolk, or you could have used it to rent if getting a mortgage was an issue. Was there something else that made this seem a more attractive prospect at the time?
  • Marvel1
    Marvel1 Posts: 7,512 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 16 April 2019 at 8:30PM
    My head is screwed, you give them £40K to live in their home with them and pay all the bills and they claim it will be rent free!

    To break it down, 40K over a year is roughly £3,333 a month, where I live that is :eek:

    In my street you can put down £40K deposit and get a mortgage for £20K.
  • Annisele
    Annisele Posts: 4,835 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Marvel1 wrote: »
    To break it down, 40K over a year is roughly £3,333 a month, where I live that is :eek:


    For a year that is indeed crackers. But if the deal was actually £40k in return for having somewhere to stay for life, that might have been a sweet deal - if it had been in writing, and if the inlaws weren't nightmares to deal with.


    For £40k (or indeed £40k less a fair payment for six months of rent) I'd also be trying to see a solicitor to see if there was anything I could do to recover my money.
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