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Why am I 0% eligible for ALL balance transfer CCs?
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....or you forgot about the way that credit card companies 'encourage' those in persistent debt to increase their monthly repayments above the contractual minimum:
https://www.moneysavingexpert.com/news/2018/02/new-credit-card-rules-to-help-those-in-persistent-debt/
Yes that's what happened.0
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