Range Rover Evoque PCP v Lease v Bank loan

motorguy

Arklight wrote: »

Tbf he is starting to sound more and more like an Evoque customer. If there are any JLR reps on here maybe they can PM him with his finance options.

I genuinely didn't think people like that really existed.....

Rjhsteel

motorguy wrote: »

I genuinely didn't think people like that really existed.....

Although nosey judgemental people are ten a penny! 🙄

Arklight

Rjhsteel wrote: »

Although nosey judgemental people are ten a penny! 🙄

You need to take a more relaxed view of life OP. If you are going to buy an Evoque you'll need it when you are sitting on the grass verge of the M23 on a tartan travel rug watching the Almeras whizz by while you wait for the RAC.

Rjhsteel

Arklight wrote: »

You need to take a more relaxed view of life OP. If you are going to buy an Evoque you'll need it when you are sitting on the grass verge of the M23 on a tartan travel rug watching the Almeras whizz by while you wait for the RAC.

Thanks for your advice re finance for the car.

And I thought this was a helpful forum. My mistake.

motorguy

Two things....

You might find refraining from calling people idiots will make them more likely to be helpful.

Its primarily a money saving forum. Hard to ignore someone's debt problems when considering offering advice on a new luxury car.

motorguy

Rjhsteel wrote: »

I'm just looking for advice. Like most on here.

And the advice is - dont lumber yourself with even more debt for a high cost luxury car with questionable reliability.

Rjhsteel

motorguy wrote: »

Two things....

You might find refraining from calling people idiots will make them more likely to be helpful.

Its primarily a money saving forum. Hard to ignore someone's debt problems when considering offering advice on a new luxury car.

And it might be worth people not guessing someone's financial status by looking back at previous posts.

Advice was asked for the best finance option for a car, not by old posts which are dated and my circumstances have changed.
Pretty simple.

Arklight

Rjhsteel wrote: »

And it might be worth people not guessing someone's financial status by looking back at previous posts.

Advice was asked for the best finance option for a car, not by old posts which are dated and my circumstances have changed.
Pretty simple.

I think the answer you got was that there isn't a good finance option for that car, they are both a waste of money.

The only difference between a lease and a PCP is that you can buy the car at the end of a 3 year PCP, whereas if you want to buy a 3 year old car at the end of the lease you will have to buy a different one.

Scrapit

Rjhsteel wrote: »

That's 3 on the idiot count so far....

parking_question_chap
benbay001
motorguy

Are they buying ejokes too?

motorguy

Rjhsteel wrote: »

And it might be worth people not guessing someone's financial status by looking back at previous posts.

Advice was asked for the best finance option for a car, not by old posts which are dated and my circumstances have changed.
Pretty simple.

No one is guessing anything. You've posted less than two months ago on the Debt Free Wannabe forum very specific details of the level of debt you have with various companies and have been posting on that forum for several years about your IVA / DMP.

It doesnt sound terribly wise that - due to a remortgage / debt consolidation - now that you've started to get your head above water you're proposing getting even further in to debt by borrowing money to purchase a very expensive and heavily depreciating luxury car.

All you've done by remortgaging is repay a bigger amount with more interest over a longer time.

Now, you can call me an idiot again if you like, but jumping right back in there with a Range Rover does not seem the brightest move, particularly given with your debt ridden record, you're going to be paying an astronomical interest rate. :eek: