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nhs survivor guide help

I'm trying to understand some wording the Nhs survivor guide that can be found here
https://www.nhsbsa.nhs.uk/sites/default/files/2018-05/Survivors%20Guide%20%28V8%29%2005.2018.pdf

before you say call them for explanation, I have multiple times and they are unbelievably not informed on the subject. long story short communication is not working very well on multiple issues.

the bit I don't understand is :-

" dependant’s pension
Either: 33.75% of the notional6 tier 2 ill health pension if under Normal Pension Age at date of death or 33.75% of the notional age pension if over Normal Pension Age at date of death
Short term pension equal to the rate of pensionable earnings3 for 6 months "

does this mean the short term pension is paid for 6months then it turns into a long term pension or do they run side-by side (i.e. first 6months you get a short term AND long term pension)?

Comments

  • Pollycat
    Pollycat Posts: 36,136 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Savvy Shopper!
    I think you may be better asking for this to be moved to the Pensions board here:
    https://forums.moneysavingexpert.com/forumdisplay.php?s=&daysprune=&f=19
    or copying your question over there.
  • Silvertabby
    Silvertabby Posts: 10,543 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Photogenic
    rnj wrote: »
    I'm trying to understand some wording the Nhs survivor guide that can be found here
    https://www.nhsbsa.nhs.uk/sites/default/files/2018-05/Survivors%20Guide%20%28V8%29%2005.2018.pdf

    before you say call them for explanation, I have multiple times and they are unbelievably not informed on the subject. long story short communication is not working very well on multiple issues.

    the bit I don't understand is :-

    " dependant’s pension
    Either: 33.75% of the notional6 tier 2 ill health pension if under Normal Pension Age at date of death or 33.75% of the notional age pension if over Normal Pension Age at date of death
    Short term pension equal to the rate of pensionable earnings3 for 6 months "

    does this mean the short term pension is paid for 6months then it turns into a long term pension or do they run side-by side (i.e. first 6months you get a short term AND long term pension)?

    The way I read it is that the (higher) short term pension is paid for the first 6 months, and is then replaced by the long term pension.

    If I'm wrong, I'm sure that someone with NHS knowledge will put me right.
  • Flugelhorn
    Flugelhorn Posts: 7,568 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Silveratbby, that was my understanding too - basically get the short term pension which then turns changes to the long term pension.
  • Rodders53
    Rodders53 Posts: 2,835 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    A read through the linked document: it seems to depend on which flavour of NHS pension scheme (by 'year') and what status the deceased was.
    I.e. employment with NHS, deferred, taking pension under ill health, or Normal/early etc.,.

    So probably not that simple to guess without more information from the OP.

    One scenario read as you got both, which would be unusual - but the wording was different to that quoted.

    The NHS pension administrators should be able to say with certainty - but it may need escalating to a manager rather than the frontline call handlers? Perhaps a formal complaint if there are significant "multiple issues"?
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