Credit score dramatically dropped, can't pay debts but we have money coming. What should I do?

Spring.morning

Hi all. Newbie here
My story is: Me and my partner have always had good credit. My partner set up a business 8 months ago, went well, so we got a new car on finance. The company dropped him after 3 months due to budget cuts. He went from earning a decent wage, to a minimum wage leaving us unable to pay for all our debts. (3 credit cards, 1 loan and household bills) . We've managed to keep up with the car payments and rent. The rest we are in arrears with them all.
I'm desperately trying to get credit because the good news is he has won another long term guaranteed contract which will easily cover all our outgoings with some spare, BUT he has to go 45 days with NO income hence me trying to get credit to get us through. No banks or credit cards will touch us now because our rating has dramatically dropped. My question is: how can I get through from now until 2 months without any income (I have mine but it's gone straight away on all the debits and the car). A small loan would get us through and we could easily pay it back in 2/3 months but obviously a credit check is done on current status.
I'd appreciate any help or advice please. Thank you so much :j

System

The long and short of it is you're not going to be able to other than with sub-prime lenders who'll screw you over with interest typically 1000% or more. It might be time to go round the house and find things that you can sell, also maybe look for additional work such as part time or if anyone wants odd jobs doing - local Facebook stuff for sale groups are a good place to look for additional adhoc work. If you've got things like Sky TV ring them and say you're in difficulty, I know Sky are usually quite helpful.

[Deleted User]

It's not because the pretend score has dropped. It's because you're in arrears with your credit agreements.

Cut costs, sell things, borrow from family (as long as you pay them back).

Then build up a savings buffer and avoid buying things on finance unless you have the cash in the bank.

DCFC79

The suggsstions I would make have already been made.

A car on finance, is that wise when your partner has setup a business, its costing you x amount a month whereas if you bought 1 it would free up the monthly payment.

I can tell you now that your score wont be seen by banks and credit card companies, ifs only seen by.

The debts you cant pay won't be helping the situation. Maybe you need to live frugally for a number of months to build up some savings if a similar thing were to happen in the future.