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Stuck - Ex partner taking the house but not buying me out!!

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Comments

  • RSloan
    RSloan Posts: 8 Forumite
    I’m in a similar position too and now I feel I’ve been mugged over by my ex wife. I gave her and the children the house and walked away. I didn’t even know about equity etc or being bought out. We paid the mortgage together, we married, I was on the mortgage until the divorce and I walked away giving her the transfer of ownership. Is it now a case of horse, door, bolted?
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    Absolutely impossible to say based on that.

    How long ago was the divorce, and has there been a complete financial settlement agreed?
    What ages are the children, what are your relative incomes and other assets? Do you pay any maintenance to your children?
    What was the house worth, what was the outstanding mortgage?
    Were you joint borrowers as well as joint owners? Are you still?

    ...etc, etc, etc, etc...
  • RSloan
    RSloan Posts: 8 Forumite
    I know, it’s riddled with questions. In summary:
    House bought in ‘99 £80k, partner paid deposit from previous property and existing mortgage.
    We paid mortgage in joint names
    Married in 2003
    Left in 2006 and I started to pay mortgage for her for a year
    2008 we settled on a maintenance payment which helped pay mortgage
    2012 I transferred ownership to sole ownership to give her and our children security for future
    House now valued at 240k and on the market
    Me, in rented accommodation, flat broke, in arrears and behind in bills, very low credit score...and still paying CMS from a depleted salary
  • Hutch100uk
    Hutch100uk Posts: 610 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    RSloan wrote: »
    I know, it’s riddled with questions. In summary:
    House bought in ‘99 £80k, partner paid deposit from previous property and existing mortgage.
    We paid mortgage in joint names
    Married in 2003
    Left in 2006 and I started to pay mortgage for her for a year
    2008 we settled on a maintenance payment which helped pay mortgage
    2012 I transferred ownership to sole ownership to give her and our children security for future
    House now valued at 240k and on the market
    Me, in rented accommodation, flat broke, in arrears and behind in bills, very low credit score...and still paying CMS from a depleted salary

    See a solicitor
  • RSloan
    RSloan Posts: 8 Forumite
    Hoping to see Citizen Advice Bureau. Hoping there’s at least a little bit I can have back that is rightfully mine.
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