ISAs - Stocks

Alexland

ColdIron wrote: »

I don't think it looks especially dated, if you've ever used Bank of Scotland's online banking it will be (unsurprisingly) immediately familiar. Otherwise I agree, ideal for long term buy and hold

When you have experienced the modern Vanguard Investor interface then logging into HSD/iWeb and Fidelity are noticeable throwbacks. Even the popular HL website is ugly where functionality has been bolted on over years. Still I use them all for where they meet my needs.

Alex

cattie

I'm in the process of transferring my isa to iweb as I too wanted to get away from the charges I pay to my IFA on a non advisory basis. I only recently really realised what a huge amount I was paying them.

Initially my intention was to go with ii but when it was announced that they were changing their fee structure & charges would be more for many people, I found iweb was the most cost effective way to go. My intention is to hold Vanguard funds for the most part & it seems it would work out cheaper to go with iweb rather than Vanguard for the size of my pot.

MarkBargain

I have just opened an iWeb account as I don't like having to pay annual platform fees so would prefer to just pay £5 a trade. I agree with you that their website looks horrible at first glance. However, once I started playing with their fund search facility I really liked it as it is easy to filter and to search by best returns, lowest fees etc: https://www.markets.iweb-sharedealing.co.uk/funds-centre/fund-supermarket/

Thrugelmir

X-O for me. £5.95 a trade. No ISA fees.

Income can be paid out quarterly to nominated bank account.

Any listed stock available. No funds though.

If you like the product you can also invest in the company. Jarvis Investment Managers (JIM) being the parent company. Grown organically with no spend on marketing or other self promotion.

capital0ne

Thrugelmir wrote: »

X-O for me. £5.95 a trade. No ISA fees.

Income can be paid out quarterly to nominated bank account.

Any listed stock available. No funds though.

If you like the product you can also invest in the company. Jarvis Investment Managers (JIM) being the parent company. Grown organically with no spend on marketing or other self promotion.

iWeb was my first choice then X-O

IvanOpinion

I transferred several ISAs and a pension ti II at the start of this year. I much preferred their simple charging structure £90 per year + £120 for the SIPP (plus enough credits for all the trades I would need). I know the price is going up but the £9.99 investor model suits me and still comes out very favourably for the amount I have on investment. So total bill is expected to be £240 per year.

Compared to the commission based payments I had been making this will save me a significant sum per year.

I considered iWeb but heard too many reports about its poor user interface - if it is anything like the Halifax share dealing service then it is very dated. The II interface is very easy and provides a lot of information. It also makes trading very simple - so far no issues.

Here are a couple of links that might provide some help in your decision making (do check the prices first though because II are changing their pricing model in June).
https://www.thisismoney.co.uk/money/diyinvesting/article-1718291/Pick-best-cheapest-investment-Isa-platform.html

https://www.moneyobserver.com/our-analysis/which-isa-platform-should-you-pick-we-compare-different-brokers

Chickereeeee

IvanOpinion wrote: »

I considered iWeb but heard too many reports about its poor user interface

iWeb interface usually does everything I need, and is very clear. Can easily get other information from other places on the internet (e.g. Trustnet).



I like the fact that they are not wasting money on software developers replicating something that is available for free elsewhere.


I would, ideally, like to access both mine and wife's accounts through the same log-in, but not a major issue.