Bank account studying abroad

badger09

Fan_Of_2018 wrote: »

Your assumptions are 100% right. However, I'm not sure why your convinced that I am considered a UK resident. I have been studying abroad for over 3 years now. I am abroad most of the year, being in the UK for less than 90 days a year.

Even though I still consider myself as living in the UK, the question is what is my legal status. Do you have any knowledge in this area, or are you just telling me your gut feelings?

Retired Senior Tax Inspector
CAVEAT this was not my speciality and I've been retired almost 13 years:D

This is the easiest to read basic guide I could find. Unless something in your circumstances means you are not UK resident for tax purposes, then you are;)

https://www.taxguideforstudents.org.uk/going-abroad/residence

jonnygee2

Your tax status isn't actually relevant to opening most accounts. What banks need, for compliance purposes, is a UK residential address.

You may also be asked to confirm that the UK is your 'normal country of residence'. If your permanent base is in the UK and you intend to return after your studies, it is fair to say that your normal residence is the UK.

Realistically, if you have a British passport an established address in the UK you can easily open an account.

Fan_Of_2018

badger09 wrote: »

Retired Senior Tax Inspector
CAVEAT this was not my speciality and I've been retired almost 13 years:D

This is the easiest to read basic guide I could find. Unless something in your circumstances means you are not UK resident for tax purposes, then you are;)

https://www.taxguideforstudents.org.uk/going-abroad/residence

I read the guide you linked to. It does say that I should be a UK resident because of sufficient ties. But when I checked the government guidelines for sufficient ties, it says I need 3, and as far as I can see I only have one (accommodation). Or did I misunderstand which residency test they were referring to?

And I was born abroad, but have lived here from less than a year old. My parents were UK citizens abroad for a few years. Does this make any difference?

Thanks for your help badger09!