IVA not showing / Credit card still are on credit report

edited 30 November -1 at 1:00AM in IVA & DRO
1 reply 1.1K views
Whaley20001000Whaley20001000 Forumite
2 Posts
edited 30 November -1 at 1:00AM in IVA & DRO
Hi guys any help would be massively appreciated

I have just finished my second year of my IVA and was looking through noddle at my credit report

My IVA is not currently showing on their. I think this maybe because when the company raised it the used the shortened version of my first name Chris not Christopher. When I noticed this I let them know but they said it was fine. .. do I need to worry that this will come back to bite me in the backside later?

Also the report is still showing all my credit cards that are incorporated in to the IVA as defaulting each month. I k ow the debts have been sold on to an outside company and the letter on each letter mentioned the IVA . Is it standard practice for them to show like this..... or is it a knock on effect of them also not seeing the IVA in my full name?

So confused!


  • foxy-stoatfoxy-stoat Forumite
    6.9K Posts
    Sixth Anniversary 1,000 Posts Name Dropper
    Have you tried other credit reference agencies?

    You will want the latest default to be when the IVA started, or it will take longer for the defaults to drop off your credit file. You can do this now or nearer the end, it will make little difference when you decide to get them to correct it.
This discussion has been closed.
Latest MSE News and Guides

Card providers to reserve up to £100

When you pay at supermarket fuel pumps

MSE News

Cheap contents insurance for tenants

DON'T assume your landlord covers you

MSE Guides

Summer sizzlers round-up

Incl £2ish sun cream & £1.50 disposable BBQs

MSE Deals