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Debenhams credit card
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WelshGlyndwr
Posts: 121 Forumite
in Credit cards
Ive used my debenhams credit card to purchase clothing. Which i may send back to those companies. Will i get my money put back on my card?
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Yes. .0
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You will always get a refund back in the same way as you paid, this is at the very least a fraud prevention tool to stop people buying on stolen cards then returning for cash
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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Given that Debenhams have gone into Administration today I'd be careful about using them.0
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penners324 wrote: »Given that Debenhams have gone into Administration today I'd be careful about using them.
The Debenhams credit card is issued and operated by NewDay.0 -
I will defintely get a refund to my credit card? When i return clothes?0
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WelshGlyndwr wrote: »I will defintely get a refund to my credit card? When i return clothes?
See post 2.0 -
WelshGlyndwr wrote: »I will defintely get a refund to my credit card? When i return clothes?
What's your concern? The recent news stories about Debenhams?
The credit card with Debenhams branding on it is issued and operated operated by a third party: NewDay. They operate several other credit card brands.
MSE says:And it has also said there will be no changes to the Debenhams rewards club and personal finance products, including its credit card, insurance and travel money services.0 -
You’ll get a refund if you follow the merchants return policy. It’s what decides IF you get a refund, not just sending things back.
And if you do then yeah it’s 99.9% back to the original source.0 -
penners324 wrote: »Given that Debenhams have gone into Administration today I'd be careful about using them.
The card is provided by NewDay who are not in administration.
It is a MasterCard which is Debenhams branded but that’s it.*The RK and FF fan club* #Family*Don’t Be Bitter- Glitter!* #LotsOfLove ‘Darling you’re my blood, you have my heartbeat’ Dad 20.02.200 -
WelshGlyndwr wrote: »Ive used my debenhams credit card to purchase clothing. Which i may send back to those companies. Will i get my money put back on my card?
Just to be clear - did you purchase the clothes from Debenhams?
If so, the administrators aren't legally required to honour refunds, but it sounds like they are doing so anyway:Debenhams says all orders are being honoured, and that customers can carry on using gift cards and returning items as usual.
Link: https://www.moneysavingexpert.com/news/2019/04/debenhams-falls-into-administration---what-you-need-to-know/
(If they weren't honouring refunds, and the items of clothing cost over £100 each, you might be able to make a section 75 claim against the credit card company. But it sounds like you shouldn't need to.)0
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