Debt in my name

kev7

Hi All probably been covered 1000's of times. My ex has taken a sofa belonging to me, credit agreement in my name.12 months left to pay. Won't speak to me. What can I do legally?

[Deleted User]

Small claims court if you think it's worth it.

[Deleted User]

He's stolen your sofa.

Call the Police to enable you to recover it.

Alternatively, take him to court,

Not really a Consumer Rights issue.

DCFC79

Do as above, how did he steal it ?

Did he still have a key to your place, change the locks if he has.

Aylesbury_Duck

Theft. Report the crime to the police and let them deal with it.

DoaM

Going out on a limb here but I'm assuming OP is male and the female ex took the sofa.

DCFC79

DoaM wrote: »

Going out on a limb here but I'm assuming OP is male and the female ex took the sofa.

Yes you could be right, username with kev7 does indicate that.

[Deleted User]

DoaM wrote: »

I'm assuming OP is male and the female ex took the sofa.

Doesn't change the gist of the initial answers he/she received.

George_Michael

If you were married at the time the sofa was purchased then this will muddy the waters a bit as although the finance agreement is in your name, the sofa will still class as a marital asset. (assuming that you are in England or Wales)

Matrimonial assets typically include things such as the family home, pensions and savings. It doesn’t really matter who put the money forward or who accumulated the wealth. When you’re married, the law in England and Wales considers that any assets you acquire also belong to your husband or wife.

https://www.co-oplegalservices.co.uk/media-centre/articles-may-aug-2017/matrimonial-and-non-matrimonial-assets/

If you went through a divorce and the sofa was taken after any settlement then you really need to speak to the divorce solicitor you used (if you had one).