It's getting worse - How do i get a Credit Agreement

Larumbelle

Well, it's possible. But quite often they just send you the application, which isn't the same thing, or they can send an agreement that doesn't conform to the standards required under the CCA. SOmetimes the agreement looks fine but doesn't include the relevent clauses.

When did you last make a payment. Someone mentioned that the debt was statute barred. If it is, it doesn't matter what they've provided you with. You can still tell them to bog off

So don't panic just yet.

debtman2007

thanks. i will hopefully pick it up tomorrow and will post it on here

debtman2007

Also just wondered if its normal practice for it to be sent under special delivery??

debtman2007

Nothing to report as yet, the idiots at teh post office depot said they would take it to the main post office for me to collect. I got there at 5.10pm and it wasn't there. It can wait until Saturday now.

bikerqueen

how old is this debt?

sally29

any news yetr, just wondering if you went to pick up the letter

joshwa

Just a quick question - with regards to the timescales - from the first letter someone said they legally have 12 days to respond - is this 12 working days or does it include weekends?

Thanks, Josh

rog2

joshwa wrote: »

Just a quick question - with regards to the timescales - from the first letter someone said they legally have 12 days to respond - is this 12 working days or does it include weekends?

Thanks, Josh

It is 12 working days - that does not include weekend, so allow 12+2 days.