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LV: potential changes

https://www.lv.com/adviser/news/2018-financial-performance

"In the face of challenging investment conditions during the year the main LV= with profits fund returns were negative at -4.2%.". it will be interesting to see how bonuses look as a result, perhaps 'smoothing' will be very welcome this year.. what do folks here think?

pack arrived yesterday. i'm unsure how to vote yet, but i think from a 'bagger point of view voting Against could be wise: raise the chance of the business having to close/change, and block the scope for the conversion of non-member customers>members, thereby diluting assets/member. or, perhaps, with increased flexibility the board can release more value.

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