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Travel Insurance - Statins - pre-existing condition or not?
nocash
Posts: 36 Forumite
Hi,
I am 64 and have taken statins (20mg per day) for 10 years to reduce my cholesterol.
There are no heart defects of any other related conditions. Otherwise healthy.
Should I declare this as a pre-existing condition for travel insurance?
I am 64 and have taken statins (20mg per day) for 10 years to reduce my cholesterol.
There are no heart defects of any other related conditions. Otherwise healthy.
Should I declare this as a pre-existing condition for travel insurance?
0
Comments
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Yes. .0
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Yes, and when you make a declaration for cholesterol, you will probably be asked if you have high blood pressure too.
You will be strongly advised to make absolutely full disclosure of every thing, otherwise your insurance would be invalidated should you ever have to claim.0 -
to ensure you don't miss anything, get a copy of your summary care record from your GP and declare everything on there so it tallies up and that is what the insurers will be requesting should you need to make a claim."It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"
G_M/ Bowlhead99 RIP0 -
Definitely declare this.
Any condition that is shown on your medical records that is not declared to your travel insurance company may invalidate your policy.
Some travel insurance companies want to know about your medical conditions within the last 2 years and some ask for further back. Circulatory (such as blood pressure or cholesterol) or heart conditions can be deemed as forever conditions.
If you have seen your doctor for a cold, an ingrowing toenail or anything that you might consider insignificant always declare it. Even if you think it doesn't bother you or if your doctor tells you it isn't important0 -
to ensure you don't miss anything, get a copy of your summary care record from your GP and declare everything on there so it tallies up and that is what the insurers will be requesting should you need to make a claim.
MSE tip
The GP may want to charge for this if you just ask for your record ( mine tried) ! but you can sign up for electronic access free of charge and download your self
JumbleBumble0 -
Jumblebumble wrote: »MSE tip
The GP may want to charge for this if you just ask for your record ( mine tried) ! but you can sign up for electronic access free of charge and download your self
JumbleBumble
Under GDPR rules, you can request them free of charge, unless you are requesting a medical report
https://www.themdu.com/guidance-and-advice/latest-updates-and-advice/gdpr-five-things-gps-need-to-do-know"It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"
G_M/ Bowlhead99 RIP0
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