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Vax credit

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I have a bad credit rating but wanted to take credit on the vax website which is a deposit of £109 then 4 payments of £69 every month
I don’t see any mention of creditscoring , wondered if anyone knew how this works

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Their terms don't suggest that they use CRAs.

    They generally load the purchase price sufficiently to cover the high rate of bad debt.
  • Not really it’s same price everywhere else
  • MallyGirl
    MallyGirl Posts: 7,201 Senior Ambassador
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    probably means that the £109 deposit covers their costs and the 4 installments are the profit.
    I’m a Senior Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
    & Credit Cards boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
    All views are my own and not the official line of MoneySavingExpert.
  • steve900
    steve900 Posts: 82 Forumite
    Hi. The last time I bought something from Vax Uk it was 4 payments by Direct Debit from my bank. I was not credit checked. (as an aside, the carpet washer I bought was not very good and I would not purchase another Vax product again)
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