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Help please

edited 30 November -1 at 12:00AM in Debt-Free Wannabe
39 replies 7.5K views
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  • poppy12345poppy12345 Forumite
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    £150 per month top up is a huge amount of money for someone claiming benefits. Having your own place is a lot different to living at home with your mum. I don't want to burst your bubble here but realistically can you afford that amount of top up? On paper, it's easier than it looks but realistically most likely not.



    For the guarantor, does your dad work? Is he a home owner? Sometimes landlords/agencies will ask for a homeowner guarantor.
  • edited 30 April 2019 at 5:45AM
    ellyrooellyroo Forumite
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    edited 30 April 2019 at 5:45AM
    my dad works, but rents with his new partner :).

    and yeah!, well.. 150 is the top end of what i would like to pay for rent top up, but im sure i budgeted for it :). I actually should give my budget thing a 2nd look just to review it !

    Also i had a look at this which is awesome! http://simd.scot/2016/#/simd2016/BTTTFTT/11/-4.0189/55.9157/

    and kinda reminded me, How about Gartcosh - Stepps - Lenzie as areas? , Stepps - Gartcosh have a direct route to falkirk via train. and i heard good things about gartcosh

    Also i've asked the estate agent guys about the flat in larbert, hopefully will hear from them soon! :D

    ((
    I Made this for areas!))

    https://docs.google.com/document/d/15Pq_xR8hP_F3NQBou7-k4YDYuadwEU1DmRU57qOLEiQ/edit?usp=sharing
  • ellyrooellyroo Forumite
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    heya, um... god this is probably super bad to ask, but is there anywhere on this forum i can like.. make a thread documenting how things go and how the move goes?

    I'm lessening my grip on edinburgh, tbh it looks like a mEGA crap of hassle, and might scale my searching back to more centrally parts of the country where rent should be a ton cheaper, as long as it's got a rail line it should be okay :)

    Larbert is still an area im really fond of, And will pitch this as one of the bits im looking at mainly :D

    I went to citizens advice today, and they are gonna check up on my benefits to see if im getting the right amount, and the council is going to help me get a support worker to help me through all the stuffs and that with it, But i'd like.. idk i really liked the idea of having a thread to document this all, like.. ELLIES MOVING JOURNEY: a ballad of butts
  • GlasweJenGlasweJen Forumite
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    Gartcosh is nice but transport wise you won't get far on a Sunday, particularly if Network Rail are updating the train lines.

    Lenzie is expensive, there's a good school there and people pay a fortune for a Lenzie postcode to get into the school.

    Stepps is handy for Glasgow but possibly not great for Edinburgh. There is a great football area at Glasgow Green if you could switch your activity to there?

    Glasgow is an amazing city by the way. I miss Glasgow so much it's unreal.
    Bounts, Quidco, Shop and Scan, Receipt Hog, Costco Cashback, Debit card cashback

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  • edited 2 May 2019 at 6:34AM
    ellyrooellyroo Forumite
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    edited 2 May 2019 at 6:34AM
    GlasweJen wrote: »
    Gartcosh is nice but transport wise you won't get far on a Sunday, particularly if Network Rail are updating the train lines.

    Lenzie is expensive, there's a good school there and people pay a fortune for a Lenzie postcode to get into the school.

    Stepps is handy for Glasgow but possibly not great for Edinburgh. There is a great football area at Glasgow Green if you could switch your activity to there?

    Glasgow is an amazing city by the way. I miss Glasgow so much it's unreal.

    My dad reguarly commutes to glasgow almost once a week for work and home supplies (around the barrowlands) :), and i will agree i have really really fond memories of when i went to college in glasgow, I almost actually moved there a year ago to be closer to college until some bad stuff happened and i had to leave.

    And glasgow green is a bloddy stunning place, one of my favorite areas to actually relax in, and i find george square a really nice place during the day. glasgow was actually my 2nd choice behind edinburgh.

    and ive been looking up glasgow green for football and fitness and it looks ripe :) what im hoping too is that in glasgow green i can make some friends with the football, not intimate friends but "pals", i do remember glasgow having rather extroverted people, compared to like falkirk or edinburgh where the people were far more introverted.

    my number 1 Concern with glasgow really is to do with it's crime rates, but i spose if i go for a stepps or gartcosh, i could avoid the areas with high crimerates, as likely if i end up traveling to glasgow it'll be in the area around city centre which will be...? more policed?.

    It's actually kind of moved up to being the main choice of area, when i look for steps i notice a few houses coming up im very interested in in an area called millerston, which is around 1-2 miles outside of stepps :) and i hear its getting a new train station closeby too, so if the E-G via cumbernauld stops there will be good :D, and the train services on the days im going to art run nearly to midnight so travelling home should hopefully be a breeze .. i hope?

    I'm gonna get myself a few tickets and go around larbert and stepps/gartcosh cause i want to get a true feeling for the areas?,

    At this rate too, I feel like edinburgh has really been well shoved out as an option, it just looks unobtainable apart from pure luck, but maybe later on in the property journey, i guess why im so anal about the areas i move to is i actually intend to live in the area i pick indefinately, rather than like 1-3 years? one and done, though i dont think thats how it maybe works? idk, its how i was brought up where my mum picked one good area and stuck with it when she was raising me and my sister.

    Just handy too is that if i have sports in glasgow and art in larbert, stepps/gartcosh is slap in the middle.


    Schedule wise i wanna like, have this for starts

    MONDAY: Art (4PM - 11PM) (Arrive back at home around 11:30 or later)
    Tuesday - Thursday to be filled
    Thursday: Maybe art??
    Friday/Saturday - Football and Food shopping for the week, and visit dad, Maybe if all piled onto a Saturday where i see my dad in the morning before i head off to football, then after football i go to The shops to get stuff for home then ethier a bus or train home,

    In future i hope to add volunteering to maybe friday - sunday, i know possibly the place that might have it if they allow us the garden back >:(, or I might go back to COGC and that'll likely be a monday - wednesday or wednesday - friday, I'm not entirely sure right now i'd just need to settle and fix things

    god i hope i dont sound like a leecher that needs a jeremy kyle roasting :<

    My sister kind of opposes me moving anywhere but larbert or edinburgh on the grounds that i'd be "running off into the sunset" and being far away from family. Larberts really nice, but i like the convinence that a stepps would offer in being between the places i would want to go, Will wait and see.
  • Important update! We have recently reviewed and updated our Forum Rules and FAQs. Please take the time to familiarise yourself with the latest version.
  • GlasweJenGlasweJen Forumite
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    Glasgow folk like to talk and we are a bit extroverted, I always got told to never leave people out and I found Edinburgh a culture shock. The islands are weird, I'm treated like a total outsider or an accessory of my husband's.

    The thing about Glasgow is crime rates are high but a lot of the high profile crime is to do with gangs and drugs, if you're not into gangs and drugs you'll be oblivious to it all.
    Bounts, Quidco, Shop and Scan, Receipt Hog, Costco Cashback, Debit card cashback

    NOT BUYING IT
    (unless it's on offer and can get my loyalty points)

  • ellyrooellyroo Forumite
    50 posts
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    Heya !

    So update!, i got a property i'm going for a viewing for in larbert on monday :) which will be ethier a temporary or permanent place until i could maybe get offered a council house or such around later on, The property i fancied in stepps got snapped up very quickly so .. Bluh.

    wish me luck?

    Also today i made myself a really nice dinner... for 4.20 lD

    (Quorn Chicken nuggets, Sweet and sour sauce, Stir fry vegetables and mushroom, and Egg fried noodles)
  • MovingForwardsMovingForwards Forumite
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    Good luck!

    The way to think is everything happens for a reason, in this case something so much better is waiting for you and that's why the first one has gone :)

    Please get your name down with the council now, don't wait until you have somewhere.
  • ellyrooellyroo Forumite
    50 posts
    Second Anniversary Photogenic
    Hey hey im sorry to do this again

    So i tried working things out with my parents, , but to no avail and now im basically back at square one, gosh im such a noob adult lol xD

    But ive actually come to a realisation? i might actually just be fine living in some sort of shared accomidation? like one of those 6 bedroom places people pay a bit of rent in or something, i dont paticuarly need a 24/7 kitchen and livingroom, and mainly just need a bedroom, and i'd love to be the household cook :D

    should i just dump this thread and make a new one or?
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