Barclays Insurance Services is this PPI

tony672

Hello Everyone
I have been looking through old bank statements and other paperwork and found I do have a claim for an old Barclay card, which is good. What i would like to know is, whilst looking, I realised I had payments to Barclays AD cover (accidental death) that had been going out of my account every month for £5.95. I have a letter saying that I asked for more cover and my premium would go up to £8.50. I really don't remember applying for accidental death cover. This is an Barclays Addition account which is old but I do have some paper work for this account. I am, at present, claiming money back for this account as I was just upgraded to this fee paying account with out my knowledge. Am I able to try to claim back this accidental life insurance money as well, would this come under PPI as I have know idea why I would of taken it out, its not something I would do. Would I use the resolver tool, as I did with my Barclay card claim or something else or is this not going to be a valid claim.

Thank you.

Nasqueron

No this is not PPI, it's accidental death cover


You were not upgraded to an account without your knowledge as your account name would have changed and you'd start paying a monthly fee which you'd have noticed on your first statement

tony672

I think it is the same account as it has the same account number and name. In 2002 I wasn't paying a fee and in 2003 I was. This is called a Barclays Additions fee. Ok so even though I don't remember taking out accidental death cover with Barclays insurance services there is know way I could make a claim for it, it seems. Ok thank you.

Bermonia

To be honest your chances of having a successful claim for the package account are likely to be slim, accidental death is merely a form of life insurance - nothing in your post to suggest this was mis-sold I’m afraid.

[Deleted User]

You can't obtain a refund of life insurance simply because you failed to accidentally die!

Nasqueron

tony672 wrote: »

I think it is the same account as it has the same account number and name. In 2002 I wasn't paying a fee and in 2003 I was. This is called a Barclays Additions fee. Ok so even though I don't remember taking out accidental death cover with Barclays insurance services there is know way I could make a claim for it, it seems. Ok thank you.

So you knew in 2003 that you were paying for an account. That ticks off the 3 year and 6 year time bar clock. If you noticed you were paying for it, why did you keep it and not move to a free one if you were unhappy?

tony672

No I guess not. I assume I must of signed something and it wasn't some sort of add on or something. Just can't remember signing up for that, maybe I had to. In any case it seems its not a thing that the banks coerced people into signing up for accidental death insurance. I just don't know why I would of signed up if I wasn't coerced, I was to young to worry about dying back then. Ok thank you seems thats a lost cause. I will just keep looking for other possible PPI claims now I have got all this old paper work out.