ID Fraud

Novalee22

Looking for some advice I have a family member I have no contact with is constantly applying for loans/catologues and numerous credits search in my name.
My credit score has significantly reduced and I have received loan application letters ect
I have report him to the police who are not interested I was told it’s not a criminal offence as I’m not technically out of pocket, I have also reported every event to the online action fraud. What else can I do I’m having to deal with companies weekly and some initially even acused me of lying and said there was no evidence of fraud. Do I have any other options?

DCFC79

Novalee22 wrote: »

Looking for some advice I have a family member I have no contact with is constantly applying for loans/catologues and numerous credits search in my name.
My credit score has significantly reduced and I have received loan application letters ect
I have report him to the police who are not interested I was told it’s not a criminal offence as I’m not technically out of pocket, I have also reported every event to the online action fraud. What else can I do I’m having to deal with companies weekly and some initially even acused me of lying and said there was no evidence of fraud. Do I have any other options?

First of all the police re right as your not out of pocket, the finace companies are.

You could look into registering with Cifas, it would add some extra time to applications you make.

Remember though your score is only seen by you, your history is what lenders see.

Has any loans etc been given out or is it just applications have been made ?