Emzmom fresh start

Emzmom88

Nsd no 2 this week, feeling poorly and just not got the energy to move let alone spend :rotfl:

Been to work,lay on sofa watching tv and also ate a packet of biscuits :eek: dd has swimming lessoms later so snacks will be taken for afterwards, no idea whats for tea as i cant remember and have lost my list think its fish and chips so will be a late one i think!!

Spoke with energy supplier over long saga its finally finished and i have an actual amount i need to pay so mh payments have gone up a lot but hopefully if i can cut down what we are using and get debt free within a year on everything else i can focus on clearing it sooner than 2 years.....

As an extra focus me and oh have decided on a big holiday to focus our minds...except this time we are unable to book anything until we have no debt ideally 2021 time this will give me the incentive to push on as we want to go but not until debts are sorted then we can save for the holiday...fingers crossed!!

This weekend is going to be a cheap and cheerful one...plans are
Sat-dd at club,tea in sc so it will be almost done when we get in family film night with Netflix film
Sun - got my joint for dinner no real plans if its dry pop to the park, dd is having an early night and me and oh are having a date night...basically watching a film we have both wanted to watch for a while
Mon - no plans yet maybe visit friends for an hour to break to day up

I plan on spending as little as possible and just relaxing as i have had a busy few weekends recently and its starting to catch up on me.

May debt plan....pay off at least half of small credit card and unjuggle payments from the end of last month when holiday was due

Emzmom88

So far a semi successful weekend,got dds clubs dates mixed up so drove for half an hour Saturday for nothing and then had to drive back :eek::mad: so me and oh popped out to get some bits for madam and new work trousers for me, found a 20%voucher so my trousers came to £5.10...i can cope with that :money:took dd to a free play area..the food and drinks are where they get ya so got oh a can of pepsi for £1.80 :eek: eyewatering and me and oh didnt have a drink she was hungry when we left so treated her to a maccies as she was golden and i would have rather brought her that half a sandwich and crisps the play area was advertising for £5.10 :eek::eek: more worrying was people were paying it :mad:anyway thats my moan.. total spent on Saturday was £11.50 for a good few hours out :money: yest was nearly a nsd just £1 for dd club and we had a family film night i brought a film for £10....a bit much but as we havent really been anywhere this weekend thought it was wuote cheap on the whole

Today weve got no plans,will make dd her homemade cafe sandwich as she hasnt had it this weekend :rotfl: then maybe some visiting i do need to pop into l!dl to get bits got work and washing powder plan on spending no more than £10 if its nice we may pop over the park for an hour and get some exercise....by spending a little i have got some money in my account to make a small cc payment it maybe small but it will all help :j right time to finish my tea and start the day properly

Emzmom88

Not sure how good this week has been spending wise:( brought dd a dress and shoes for a wedding next month £44 :eek: it does look beautiful and i will make sure she wears it out for that much!! Also had hair done another £35 and bits and bobs, today was vlsd only 99p spent this morning on nail files...i havent bitten my nails in months and they were getting long and starting to break...so got those to tidy them up.

Tomorrow dd is at clubs approx £1.50 spend on subs and will take some tuck with me but she always wants something!! Then need to pop out and pick up aforementioned clo

Emzmom88

...clothes from shopping centre will try and not spend much i want a beach bag for our holidays and i have shopped around and the cheapest one i can find is £5 from home bargains so might pop in and grab me 1 before they sell out!! Tea from stores want to try a new recipe...jambalaya never tried it before and saw it mentioned on dfw so googled and found a recipe not sure how it will work as im not the best cook but we will see!!

Not much else going on need to sort out phone contract ohs phone is almost dead but ee want too much for a new one so not sure what to do maybe have a shop around this weekend,also need to book in mot and sort out new bits needed before mot....not my favourite thing in the world!! Also need to tax my car...plan on doing 1 thing each week its just endless!!

Right im off for a chilled evening will try and post more this weekend x

Emzmom88

So far a successful weekend, spent £4.40 yest which included some bits for dd whilst at her clubs and a magazine for me. Picked up new items for wedding and swimming costumes i had ordered weeks ago....shoes and swimming costume need to go bk so will pop up today and return them. :beer:

Also need to pop onto hb amd grab some bit for lunch boxes as its loads cheaper in there than anywhere else,i want to do at least 2 loads of washing and will hopefully dry it outside to save some pennies :money: and help the environment dinner from stores and i will bake a desert for dd and oh for after dinner....i wont eat any because i dont like that desert (helps me stay with sw) need to clean and tidy up quite a bit and thats all i have planned but we might also pop up the park with madam we shall see what the weather decides

Emzmom88

Really need to start posting at least every other day to keep me on the straight and narrow

Yesterday was msd took dd to playarea to meet a friend spent £13 om her admission and drinks (cant take my own on so have to buy there) today she is meant to be at club but she was really tired and i gave her a lie in and shes missed it, shes currently eatin her homemade cafe sandwich then i will do some housework then we are popping up the park with her scooter and some bread from last week for the ducks!! She wants to make a movie today so weve downloaded an app and we will have a try to make one today

I am hoping for a nsd today if i can help it....need to rearrange my mot for next weekend as now have an appointment for when it is this week!!

Right i am off to go and make a start :j

Emzmom88

Quite a successful week spending wise,

Used clubcard points for midweek shop so spent 87p,did a good shop in lid! And came under budget but got loads of bits that usually last a few weeks,toiletries hand wash etc today has been a lsd only spent £5.49 on a film for dd and her friend oh brought us a takeaway...it was amazing i really enjoyed it. Also spent £1 joining the gym the first real payment wont come out until july and only a 3 month contract....since giving up smoking ive saved a fair bit and i can take dd swimming myself and it wont cost us anymore as dd is free too!! So now we are going swimming once a week when oh is at work...so even more exercise

Plans for the weekend:
Keep spends as low as possible,
All foods from stores i have loads
Change beds catch up with washing etc
General cleaning although i have done LOADS today so hopefully it will be just topping up
Need to call phone providers and also tv package to try and get a better deal

Thats all for now...

Emzmom88

Well today has been a spendy one....most of it budgeted for except going for lunch with dd cost £23 all in and i havent had any tea because of it it was a nice change as we never go out for food anymore so it really did feel like a treat!!finished all mine and dds holiday shopping were set for the summer i took everything we had out and made a list if what we needed it certainly helped dd had the list whilst i was looking for everything!!

I am just glad its done and i can get back onto frugal living :j

Anyway i wanted half of my cc gone this month but due to me not being as frugal as i should it wont be happening if i do 25% and start a fresh next month.

Plans for tomorrow
Mot :eek:dreading it need to get a new window wiper on the way as mine has gone and i hope thats it wish me luck
Work out next day when i can go gym went for the first time today and loved it maybe Thursday
Do shopping list and go to L!dl (shopping will be done thursday)to do it as got loads last week of i take oh with me i am better at not spending much because he hates shopping so we look like we are on supermarket sweep :rotfl:
Drop off a present tomorrow after mot as in the area to save petrol
Look online at some new recipes i am not the best cook but i am trying and oh has loved some of the new things....nexts weeks experiment is tacos apparently

Right thats enough plans im going to bed and will start again tomorrow

Emzmom88

So much for posting more often lol!!

Anyway this week has been so busy not had chance to post,RL is going oka bit of drama from friends who arent really friends so taking a step back from that nonsense! My family are good and thats all that matters to me!!

Anyway,took dd and nan out this week only cost petrol and dinner on the way home...my nan is in her 80s and not one other of her grandchildren take her anywhere...not even shopping without it costing her something so i always refuse and pay for her not because i have more than the rest (except debt i reckon i can beat them hands down with debt)but because i want to treat her...nothing wild in spending but it just shows i care!! Not major spending this week spent £13.57 on a top up today but shopping only cost my £40 this week so was expected.

Going away in a few weeks so no extra spending if possible...beans on toast at least once a week to bring down the meal plan costs

Plans for this week
•take dd to club tomorrow evening with snacks
•all meals from stores
• have hair appointment thursday (preholiday hair)
• ask friend to sort eyebrows and nails out ready (she won't take money so il get her some gin as a thank you)
•need to do packing have so much to do next week it needs to be done this week
•add luggage to flights when i get paid on friday
•send fathers day cards to my dad cards already brought just need to be written
•pay ohs phone bill
•i have just upgraded my phone for a whole 1p a month more but ohs phone has had it so he will have it and ive got more minutes
•sorted dvds to lend my friend she was going to buy them but is borrowing them off me...very mse just not for me :rotfl: take them to hers
•must go gym at least 3 times this week i am thinking Tuesday, wed and friday
• do meal plan for next week and make a list if what i need for pets when were away
• do online shop for after we get back so we will have some food
I think thats enough considering i am at work everyday next week and have to fit all this in before and after :eek:

Fingers crossed i can do it all

Emzmom88

Yesterday was a success...i spend nothing :T

Today not so much,i spent £12 in Mr T on some more fruit, toilet paper bread etc and £2 for dd for a fathers day thing at school i am going to have a bath and crack on with next week's meal plan i think i may be able to put off shopping until friday/Saturday this week

I have got £8 in my purse so will use that for petrol and make it last as long as i can (probably until Sat as i have a lot of driving this weekend to do)

So far in this weeks plans i have

Plans for this week
•take dd to club tomorrow evening with snacks - done
•all meals from stores - so far so good
• have hair appointment thursday (preholiday hair)
• ask friend to sort eyebrows and nails out ready (she won't take money so il get her some gin as a thank you) i have asked will get her to do the weekend
•need to do packing have so much to do next week it needs to be done this week - not done any i have worked my days out and Monday will be my last chance may just do everything then
•add luggage to flights when i get paid on friday
•send fathers day cards to my dad cards already brought just need to be written - need to do this tonight and post tomorrow
•pay ohs phone bill
•i have just upgraded my phone for a whole 1p a month more but ohs phone has had it so he will have it and ive got more minutes! -phone come and oh loves it:j
•sorted dvds to lend my friend she was going to buy them but is borrowing them off me...very mse just not for me!!take them to hers
•must go gym at least 3 times this week i am thinking Tuesday, wed and friday - didnt go as not feeling well will try to go tomorrow instead
• do meal plan for next week and make a list if what i need for pets when were away - will do tonight
• do online shop for after we get back so we will have some food- will do tonight

So far so good i have decided to give sw a miss for a while as i never stopped for the meetings as long as i can try and carry on as i am doing it works out expensive just to get weighed!! :eek: