National Insurance help

Flugelhorn

I pay too much NI every year as I have several jobs, I get sent a form to list the jobs and they send me the excess back

chrisbur

Flugelhorn wrote: »

I pay too much NI every year as I have several jobs, I get sent a form to list the jobs and they send me the excess back

As usual without details cannot be sure but I suspect in this case it is because the sum of your jobs takes your earnings beyond the upper earnings level which results in you paying some NI at 12% which is only due at 2%. In the case of the OP over-payment appears to be due to incorrect deductions by the employer.

chrisbur

Jami74 wrote: »

Yes. It says weekly on both the electronic staff records and my paper payslips but on two occasions I queried it (because I wasn't receiving the money) and both times I was told it is a monthly assignment. So I have had two payslips one month apart for a months salary and paid lots of NI and student loan on them (total deductions including emergency tax = 49%)

Just noticed this 49% deduction, cannot imagine where that can have come from if it is tax, NI, s/loan. Can you give details of this payslip as may have some other problem?

Jami74

chrisbur wrote: »

Just noticed this 49% deduction, cannot imagine where that can have come from if it is tax, NI, s/loan. Can you give details of this payslip as may have some other problem?

Payroll insists it should be monthly but it says weekly on the payslip.
Emergency 0% tax and Pension @ 9.3%.

Total Pay = £ 1464.15 (60 hrs from timesheets submitted over 3 weeks)

PAYE = £265.40 (BR NONCUM)
Pension 9.3% = £136.17
NI = £174.84
Student loan = £131.00

NET = £756.74

And then for this week, on my weekly assignment for some reason I paid £17.21 NI and £13.00 on a total pay of £140.

Mr.Saver

Jami74 wrote: »

There are a couple of weekly payslips where I was paid for more than one week (due to time sheet submissions) which tips me into the higher rate of NI, I suppose those ones can't be helped.

https://www.gov.uk/government/publications/cwg2-further-guide-to-paye-and-national-insurance-contributions/2017-to-2018-employer-further-guide-to-paye-and-nics#para32

3.2 Working out National Insurance contributions for employees not paid on their usual payday

Take the following action if you pay employees on a day other than their usual payday, for example, you bring the payday forward because of a bank holiday or you pay 2 months’ salaries together to employees who submit their timesheets late (mistimed payments).
If the actual date of payment and the usual payday are in the same tax year, treat the early or late payment as if it had been made at its usual time.

Contact your employer, and ask them to refund the overpaid NI.

chrisbur

Jami74 wrote: »

Payroll insists it should be monthly but it says weekly on the payslip.
Emergency 0% tax and Pension @ 9.3%.

Total Pay = £ 1464.15 (60 hrs from timesheets submitted over 3 weeks)

PAYE = £265.40 (BR NONCUM)
Pension 9.3% = £136.17
NI = £174.84
Student loan = £131.00

NET = £756.74

And then for this week, on my weekly assignment for some reason I paid £17.21 NI and £13.00 on a total pay of £140.

I see that you are including pension in the 49% but the figures are still a bit strange.
A tax code of BR suggests that you have another income as well as this one.
The NI figures and S/loan figures also suggest that you have received another payment from your employer which has used up your allowance for these.
Were there any other payments made to you by your employer or another employer with some connection to your employer?

Jami74

chrisbur wrote: »

I see that you are including pension in the 49% but the figures are still a bit strange.
A tax code of BR suggests that you have another income as well as this one.
The NI figures and S/loan figures also suggest that you have received another payment from your employer which has used up your allowance for these.
Were there any other payments made to you by your employer or another employer with some connection to your employer?

Yes. Currently 3 jobs with the same employer. That one is Job 3. Job 1 is zero hour weekly contract with the tax code and biggest earnings this year. Below is Job 2 which is properly monthly. Both Job 2 and 3 were new in January and are temporary.

This pay slip is for the same month as the above one (although the above one was for work done 2 months earlier, it just took them that long to pay it):

Total Pay = £ 2120.70

PAYE = £384.60 (0T NONCUM)
Pension 9.3% = £197.23
NI = £204.65
Student loan = £129

NET = £1305.22

Thank-you for looking at this for me.

MichelleUK

Jami74 wrote: »

Yes. Currently 3 jobs with the same employer. That one is Job 3. Job 1 is zero hour weekly contract with the tax code and biggest earnings this year. Below is Job 2 which is properly monthly. Both Job 2 and 3 were new in January and are temporary.

This pay slip is for the same month as the above one (although the above one was for work done 2 months earlier, it just took them that long to pay it):

Total Pay = £ 2120.70

PAYE = £384.60 (0T NONCUM)
Pension 9.3% = £197.23
NI = £204.65
Student loan = £129

NET = £1305.22

Thank-you for looking at this for me.

This is getting very confusing. So, are you saying that you have 3 current jobs with the same employer AND that they have you set up as 3 separate employees on their payroll systems, monthly and weekly? Do you have different employee numbers showing on the payslips?

chrisbur

Jami74 wrote: »

Yes. Currently 3 jobs with the same employer. That one is Job 3. Job 1 is zero hour weekly contract with the tax code and biggest earnings this year. Below is Job 2 which is properly monthly. Both Job 2 and 3 were new in January and are temporary.

This pay slip is for the same month as the above one (although the above one was for work done 2 months earlier, it just took them that long to pay it):

Total Pay = £ 2120.70

PAYE = £384.60 (0T NONCUM)
Pension 9.3% = £197.23
NI = £204.65
Student loan = £129

NET = £1305.22

Thank-you for looking at this for me.

During the tax period covered by this payment ie 6th of one month to 5th of next what other payments did you receive and what tax NI was deducted, what tax code was used.

Jami74

MichelleUK wrote: »

This is getting very confusing. So, are you saying that you have 3 current jobs with the same employer AND that they have you set up as 3 separate employees on their payroll systems, monthly and weekly? Do you have different employee numbers showing on the payslips?

Yes, yes and yes Actually it's the same employee number with -1, -2, -3 after it.
A zero hour weekly.
A zero hour (says weekly but payroll says monthly) on a higher payscale. Was only meant to be for December work but it got confusing and I'm still waiting for some of it.
Third job is new substantive position.

chrisbur wrote: »

During the tax period covered by this payment ie 6th of one month to 5th of next what other payments did you receive and what tax NI was deducted, what tax code was used.

During the same time period of those previous two monthly payslips I also recieved 4 weekly payslips. For two of them I had not worked/submitted any hours so there was no pay or deductions but a small tax refund on both. The other two look like this:

Total Pay = £ 143.36

PAYE = £26.20 Refund (1354M CUMU)
Pension 9.3% = £13.33
NI = £0
Student loan = £0

NET = £ 156.23

Editing to add: I'm not worried about the tax, I've paid roughly the right amount over the year.