We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Direct Line 18% increase
BillBrum
Posts: 46 Forumite
Hi all
Over the past two years Direct Line has reduced my premium, so that last year it was just £206.08. This year they want £243.04. Okay, it's still not a huge sum, but it is a large percentage increase. I called DL and was told that I was at "base level" so nothing could be done. I asked for reasons for the increase, as I am still using the same vehicle, still do 3000 - 3500 miles each year, lock the car in a garage at night, have had no claims for ten years (and that was protected). There was no real reason. I have tried the whole recommended MSE comparison process, but the only smaller quotes were with larger excesses and no windscreen cover, not so good customer service reports etc. It looks like I will have to stay with DL - as I say, it still is not a large premium, but it really annoys me that they have decided on such a big increase.
Any thoughts? I'm 61, drive a Fiesta ST from 2006, had it since 2007, don't use it for work, just SDP.
Thanks
BillBrum
Over the past two years Direct Line has reduced my premium, so that last year it was just £206.08. This year they want £243.04. Okay, it's still not a huge sum, but it is a large percentage increase. I called DL and was told that I was at "base level" so nothing could be done. I asked for reasons for the increase, as I am still using the same vehicle, still do 3000 - 3500 miles each year, lock the car in a garage at night, have had no claims for ten years (and that was protected). There was no real reason. I have tried the whole recommended MSE comparison process, but the only smaller quotes were with larger excesses and no windscreen cover, not so good customer service reports etc. It looks like I will have to stay with DL - as I say, it still is not a large premium, but it really annoys me that they have decided on such a big increase.
Any thoughts? I'm 61, drive a Fiesta ST from 2006, had it since 2007, don't use it for work, just SDP.
Thanks
BillBrum
0
Comments
-
61 yo boy racer
If you believe what you read then apparently insurance costs are rising across the board and the fact you are srruggling to beat the quote seems to confirm this.
My renewal with DL is in a couple of months....will be interesting0 -
If you dont like it, then go elsewhere.....I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
-
Loyalty no longer pays, comparison websites etc and take your money elsewhere"It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"
G_M/ Bowlhead99 RIP0 -
OP has already tried comparison sites and it seems the only ones who are beating DL quote are the budget cheap and not so cheerful.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.2K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.2K Work, Benefits & Business
- 603.8K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards