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Credit rating

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Can mortgage lenders see which other companies have searched a person's credit rating?

Thanks

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  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 25 March 2019 at 10:27AM
    sjh101 wrote: »
    Can mortgage lenders see which other companies have searched a person's credit rating?

    Thanks

    Well they can see what searches have been done eg was it for a loan.
    Not sure they can see who the provider is, maybe someone else will add further info.

    The rating is the number, your credit file is what basically is your credit history which is what lenders can see but they dont see your rating.
  • No they don't - the scores and ratings from the CRA's are not a thing that lenders use.

    They will use their own tools and systems to match you against their product set when you apply for something.
  • Ben8282
    Ben8282 Posts: 4,821 Forumite
    1,000 Posts Combo Breaker Newshound!
    Nobody searches a 'credit rating'. Lenders search credit files.
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