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Missed payments
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Craig.
Posts: 1 Newbie
Good afternoon,
I'm trying to rebuild my credit score and I've noticed that the monthly payments I make to a debt collector don't show on my report. My original creditor is still on there and it's showing as missed payments every month (I've been paying the debt collector a lower payment for 3 months). Is this because this is now classed as a different account? And should the original account now be marked as closed, with a new account showing for the debt collection company?
Thank you in advance.
I'm trying to rebuild my credit score and I've noticed that the monthly payments I make to a debt collector don't show on my report. My original creditor is still on there and it's showing as missed payments every month (I've been paying the debt collector a lower payment for 3 months). Is this because this is now classed as a different account? And should the original account now be marked as closed, with a new account showing for the debt collection company?
Thank you in advance.
0
Comments
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Only if the account has been sold. More likely it remains with original creditor and will continue to show in default until settled.0
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Also don’t focus on rebuilding your score.
It’s not a real number lenders use when making their decisions0
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