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Portfolio Make Up
capital0ne
Posts: 872 Forumite
After a few years of investing and maxing out your ISA allowance most portfolios should be in the £100k's size, so each year your £20k allowance only buys a small selection of assets. So this year I'll only be making 2 or 3 purchases.
I rebalance each year as well and I think I need to look at the the smaller constituents.
My current make up is spread like this:
38 assets
70% equities
15% property
15% bonds
And the spread of size
33% of the portfolio is made up of assets between 5-10% of the portfolio value
44% - 2-5%
23% - Less than 2%
I think I need to reduce my holdings of the assts that are less than 2% of the portfolio value, buy selling or buying more of them.
How do you balance and construct your portfolio?
I rebalance each year as well and I think I need to look at the the smaller constituents.
My current make up is spread like this:
38 assets
70% equities
15% property
15% bonds
And the spread of size
33% of the portfolio is made up of assets between 5-10% of the portfolio value
44% - 2-5%
23% - Less than 2%
I think I need to reduce my holdings of the assts that are less than 2% of the portfolio value, buy selling or buying more of them.
How do you balance and construct your portfolio?
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Comments
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I don't; I let the professionals do it, via multi-asset funds where I decide the level of risk and a high-level approach and leave the detail to those who have the expertise, experience, time and other resources to deliver to my objectives....capital0ne wrote: »How do you balance and construct your portfolio?0 -
Welcome back capital0ne. Surely with your vast wealth, balancing and constructing your portfolio would be a complete waste of your time!0
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Indeed, when you get to a largish portfolio, it's meaningless to buy in anything less than £10k, I'm sure many of us have the same problem
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to recap, the question was: it's huge; but now you've made mincemeat of it, the individual pieces are very small; so how can you put it back together again?
my answer: L&G multi index 6.0 -
Yeah , the OPs portfolio is now so huge it's hardly worth bothering about a mere 20K, just stick it anywhere (maybe others have a suggestion exactly where).0
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For those new to this forum the below thread may help,
https://forums.moneysavingexpert.com/discussion/5827619/just-used-my-full-isa-allowance
capital0ne will you be using your full ISA allowance again in a couple of weeks?0 -
Most of my assets are in 3 funds. In in the USA and have 50% US equity, 30% International Equity and 20% US bonds all are low cost index funds and I don't bother to rebalance anymore.“So we beat on, boats against the current, borne back ceaselessly into the past.”0
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read the link.0
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