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Credit ratings / CCJs

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  • D3xt3r5L4b
    D3xt3r5L4b Posts: 1,852 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    LL198585 said:
    The time has come and everything has dropped off my credit file. Got zero debt and nothing negative to show, well maybe a negative is my credit card only has a £500 limit. Will I be able to get a decent credit card in the near future? Like a Barclays card etc? 
    Probably yes. Who knows. 
  • LL198585
    LL198585 Posts: 40 Forumite
    Sixth Anniversary 10 Posts Name Dropper
    LL198585 said:
    The time has come and everything has dropped off my credit file. Got zero debt and nothing negative to show, well maybe a negative is my credit card only has a £500 limit. Will I be able to get a decent credit card in the near future? Like a Barclays card etc? 
    Probably yes. Who knows. 
    Can get decent balance transfer offers which is good. I’ll probably get one just so I’ve got a higher credit limit 
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Try an eligibilty checker to see where you might apply.
  • LL198585
    LL198585 Posts: 40 Forumite
    Sixth Anniversary 10 Posts Name Dropper
    Try an eligibilty checker to see where you might apply.
    Yeah I’ve done it. Have a few options, like virgin, Barclays etc. 
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