We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Admiral home insurance complaint

Hi, hoping for some advice at the end of my tether and sanity!
Hoping someone can help.In july I had storm damage and claimed from Admiral. Their loss adjusters Cunningham Lindsey said the rain wasn't heavy enough and gave me a figure that they would expect it to meet. The Met office confirmed the rain exceeded this but I was made to go through the Met Office claim checker and eventually Admiral agreed to approve the claim. I said I wanted to use Admiral's contractors thinking it would be very straight forward (as much stress with a mentally ill daughter), however it was the end of November before they sent a contractor to look. Feb 18th they started saying one week work as it was internal work to the room affected (gutter and flat roof had been repaired and paid for by me)>As the gutter gave way and was the cause I think they should still pay for the flat roof. Is this right?
Rather than 1 week the work is still ongoing 5 weeks later, as the contractors have caused damage to the floor, hearth but they moved furniture into other rooms so we can't use the living room (no furniture) and the family room as we can't get to the tv and its chaos. The contractor and their sub contractor are arguing and meanwhile I'm stuck with chaos. How can I speed up the process . I would like other contractors - do I have a right to ask this? they sanded the floor but didn't buff it so its very rough which they admit and the piano movers have caused damage. The contractor admitted it wasn't acceptable but suggested hand sanding round the piano despite the piano not necessariy staying there and one coat of varnish whereas the recommendation is primer and 2 coats. It hasn't inspired confidence. The slate hearth has also been chipped and they've suggested using some sort of magic marker to repair?
I'm worried it will go on for weeks longer and the quality will be poor. I suffer from a stress related condition and they seem to have no understanding of the impact.
Many thanks for any advice

Comments

  • lisyloo
    lisyloo Posts: 30,101 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Do you have a case manager at admiral?
    Have you discussed with them?

    If not I’d be taking photos, keeping records of dates and puttting forward a formal complaint.
    Do you have anyone that could help you with this?
  • TC77
    TC77 Posts: 2,478 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Thanks for coming back to me. Unfortunately although a case handler was appointed on the 8th March she hasn't been in touch. I've been sending emails and photographs but they take so long to do everything and now delaying the independent surveyor until the 2 contractors who are arguing can attend. I've just had a specialist timber firm to look at the floor and they've advised a light buff rather than major sanding would have been enough and they'd buff and then put 2 pack system to cope with piano and heavy furniture. Piano movers employed by contractors caused more damage.

    I hadn't thought of using Resolver and don't know if I can do this if I've already complained?

    Can i expect some compensation for the 5 + weeks of chaos and not being able to use rooms in my house?

    thanks
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.