Template Letter

ChristianofHarrogate
ChristianofHarrogate Posts: 2 Newbie
edited 18 March 2019 at 7:33PM in Reclaim PPI & other insurance
Hi, I am about to make a normal (not a Plevin only) PPI claim relating to three mortgages that I have had in the past. I cannot find the template letter to send to the banks/building societies on the MSE website. Could someone please direct me to it. The institutions I used are not listed on Resolver so I am planning to send a letter myself instead.
Many thanks.

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
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    Don't use a template.

    You need a letter that states YOUR complaint reasons. eg "I believe this was mis sold to me because..."
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    The institutions I used are not listed on Resolver
    This suggests those companies are either no longer trading or they provided finance pre-regulation of insurance sales in 2005.

    Regardless, you don't need a template or Resolver.
  • This suggests those companies are either no longer trading or they provided finance pre-regulation of insurance sales in 2005.

    Regardless, you don't need a template or Resolver.

    Thank you, presumably I can still claim for mis-sold PPI even if the finance was provided pre-2005?
  • -taff
    -taff Posts: 15,186 Forumite
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    It depends on who sold it to you. If it was a broker, they were not regulated until 2005.
    Non me fac calcitrare tuum culi
  • societys_child
    societys_child Posts: 7,110 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 19 March 2019 at 12:05PM
    Thank you, presumably I can still claim for mis-sold PPI even if the finance was provided pre-2005?
    You can make a complaint,
    but if the seller wasn't regulated, they don't have to consider it.
    Remember, simply having PPI is not a miss-selling reason.
    In what way were you miss-sold MPPI on three different mortgages?
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