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Gap/ac Vehicle Shortfall Insurance
Today I find ArnoldClarkVehicle Shortfall Insurance policy delivered.
Though it was mentioned over tel when discussing recent car purchase, I didn't. Expect a DD to be setup for 8.99 per month.
Anyway this isn't gap though similar idea.
So my 8.5k used car is covered up to 15k max if written off.-let's hope not.
One or two concerns.
This new V.I.S policy covers 4 years whereas my fianc! on car is 5 years.
Also this has been sneaked on in respec of I was told fianc! cost covers everything and at no time agreeing to pay for additional insurance
My experience for two unfortunate accidents I had in past few years resulted in my or 3rd party insurance covering total cost of written off cars, thankfully
My question mser's
Is this new insurance worth paying for if so I'de prefer 5 years though I can call and ask if it's possible to add 5th year.
Though it was mentioned over tel when discussing recent car purchase, I didn't. Expect a DD to be setup for 8.99 per month.
Anyway this isn't gap though similar idea.
So my 8.5k used car is covered up to 15k max if written off.-let's hope not.
One or two concerns.
This new V.I.S policy covers 4 years whereas my fianc! on car is 5 years.
Also this has been sneaked on in respec of I was told fianc! cost covers everything and at no time agreeing to pay for additional insurance
My experience for two unfortunate accidents I had in past few years resulted in my or 3rd party insurance covering total cost of written off cars, thankfully
My question mser's
Is this new insurance worth paying for if so I'de prefer 5 years though I can call and ask if it's possible to add 5th year.
Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
0
Comments
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Cancel as you are allowed to do within 14days.
How much are they charging? If it's £8.99 over 48months then that is £430.50, which presumably includes interest. Even still that is obscene for the level of cover you are getting.
From my research TotalLossGap provides the cheapest quote and has the best terms. Do your research though and check ALA, gapinsurance and gapinsurance 123. Check what they actually provide (return to finance, return to invoice or vehicle replacement) and whether there are restrictions, such as limit and mileage.
Tell AC they are lucky you are not reporting them as it's a serious breach of FCA to sign you up to an additional product without you having your full acknowledgement and consent....0
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