CCA Section 75 protection over £30k - 2 transactions?

Terry_Towelling

Exodi wrote: »

Oh wow three consecutive responses just for me, I'm flattered. You're welcome but the second of my 3 posts may have alluded to you but wasn't really for you.

My reasons for objecting to this original post was a) your suggestions of 'paying the same person' is restating the OP's dilemma. b) your advice being 'you might qualify' is not only of no use to the OP (as I'd imagine their reasons for posting on MSE was to get assurances) but also potentially dangerous should you be wrong. OK, so am I wrong? You are - there is no danger and it is not 'advice'.

Whilst I enjoyed your fanciful hypotheticals Glad you liked them; they're not specific/relevant to the OP's situation. Unless your suggestion was for the OP to instead request the Orangery contractor only provide the raw materials and then find a third party willing to try to bang them all together? Plus, again, you mentioned using the same person which is just splitting the invoice... No it isn't

With all respect, your suggestions that 'might' qualify are just as constructive to the debate and it's not logical to suggest dissuading people to take advice (for various reasons) isn't contributing. So we've both failed to be constructive

Perfect technique, thinly veiled insult followed with empathy. 10/10 for effort Thank you. Little need to respond to comments like this in a sensible debate... So I was right and you can't find a way of defending my assertion?

This could definitely be put into one sentence but I appreciate it's to drive your point home Well spotted Miss Marple. The flaw being that the OP has come to this forum to potentially avoid a situation where they have no cover. If they were to forego alternative suggestions in favour of your 'might qualify' proposition (that I personally don't think is possible regardless) then they could find themselves in a bad situation without a paddle off the back of your guesswork. Once again, please explain exactly what is the danger if they currently have no S75 cover - as you believe.

We need to constantly remind ourselves that we are giving advice to real people, and 'probably' just doesn't cut it. The OP's not an idiot, they came to the same deduction of splitting the work as you, but they're after assurances which evidently me nor you can provide. Quite so but, I repeat, we don't give advice on this forum - we make suggestions, so my posts have been laced with caveats in the form of 'mights' and 'probablys'. It is evident you can't provide anything at all to resolve OP's quandary or to reassure in any way; all you can do is create more doubt.

Just pin your colours to the mast, tell OP whether you think his attempts to garner S75 protection are sound or not rather than assailing another contributor. Your written technique reminds very much of another poster who hasn't been present on the forum for a good few months.

Anyway, OP, if you are still reading, let me clarify; I offer no advice just suggestions that might (or might not) make a difference to your plight. I am quite sure you can see that the wording in my original offering was very obviously couched as creative thinking but, sadly, Exodi, despite what he says, thinks you will not be able to see that. If you think I have done you a dis-service, OP, I apologise and wish you luck.