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Advice please

2»

Comments

  • Davesnave
    Davesnave Posts: 34,741 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Make sure the garage conversion has been done to building regs and has the sign-off from the local authority to prove it.
  • pinkshoes
    pinkshoes Posts: 20,675 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Location location location...

    Is the street nice?
    Are the neighbours nice?
    Good access/catchment area to decent schools?
    Easy commute for you?
    Traffic?

    The house can be changed to your liking over time.
    Should've = Should HAVE (not 'of')
    Would've = Would HAVE (not 'of')

    No, I am not perfect, but yes I do judge people on their use of basic English language. If you didn't know the above, then learn it! (If English is your second language, then you are forgiven!)
  • Mutton_Geoff
    Mutton_Geoff Posts: 4,081 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Do you have a friend you know well enough to act on your behalf and help you with your decision making?

    Many of us need our own bigger decisions ratified or approved by others as a method of reassurance. House buying is one of the boggest decisions you’ll ever make. Estate agents may spot your weakness and lever you into paying more. It’s your money and whether it’s mortgaged or not, you still have to pay it back. I deal with this by imagining £5,000 or whatever sum it is, sat on the table in front of me in £20 notes. How long did it take you to earn that and how easily do you want to give it away.

    Listening to your frank admission, maybe reading some self help confidence building or basic negotiating tips books may help.

    Don’t go off the radar though, stay there but tell the agents you’re not interested as it’s too expensive/too small/too big/wrong location etc and they will soon realise you are not going to be sold any old house.
    Signature on holiday for two weeks
  • warby68
    warby68 Posts: 3,164 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Things I wouldn't like (entirely personal but might put some doubts into words):

    - garage conversion (and particularly the consequence of no garage)
    - the garage room is not very accessible (through kitchen, rear lobby, another storage room)
    - disproportionate upstairs (relatively small) v downstairs (relatively large)space.
    - no ensuite (we've always liked a second bathroom since children)
    - wary of very soggy looking garden (but might just be children churning up the lawn with football in the wrong weather as I can see nets)
    - not much dining space or a dining room, could use conservatory but the current multi purpose use looks more effective.

    Pricewise, I'd struggle to pay a 4 bed price for this with the 4th bed not very useful to my mind and without the more common expectation that modern 4 beds generally have a 2nd bathroom. To me this a 3 bed with some extra downstairs space which I don't like very much, especially with no garage.

    Not meaning to put you off OP just trying to put a thought process together as another viewer in case it helps.
  • warby68
    warby68 Posts: 3,164 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I agree with others about taking someone with you for a second viewpoint and or validation.

    Also get your head round your budget and the offering process. Balance the 'love' you feel with the offer you make and resist agent pressure. £5k is a fortune too much for something you're not 100% about and where there are plenty more on the market. Conversely,£5k is 'nothing' to get the deal done on the house of your dreams.
  • AH1509
    AH1509 Posts: 51 Forumite
    Thankyou All for taking time out to respond to me. I think it says a lot about my state of mind when I am constantly checking the responses for some guidance.
    As I am moving back to said area I dont have any friends who can view with/for me. They are all around the country.
    Its one of those moments when you feel so alone and have no1 (but kind strangers) to ask for advice. Honestly, I think I am heading towards a mental breakdown and this house buying is the icing on the cake.
    Being an adult is very lonely.
  • elsien
    elsien Posts: 37,564 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I didn't get the option of the house I love because I couldn't afford it.
    I went with the house that was acceptable in a slightly iffy location because it was head and shoulders above anything else in my price range. And I've been happy here. It does the job.

    It sounds a little as if you're getting overwhelmed at the thought of having too much choice.
    Have you done your lists of what you think is essential, what would be nice but you can live without, and what is a deal breaker for you? How does this house compare to that.

    Don't forget you're not committed to anything at the moment and you can go back to the estate agent with a reduced offer after consideration (if you are ok to risk the sale) or if your survey comes back as the house being overpriced.
    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
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