Please help - parents

onwards&upwards

I have to agree with everybody who said don’t bail them out.

They are working age, they could be around for many decades more, how many times will you be expected to step in?

They can sell the house and downsize or rent, they can both look for work (even if your dad can’t do the work he is used to can he do something less physical?) and they can learn to budget.

You must be pretty young yourself if they are under 65, I actually think it’s pretty shameful for parents to expect their children to make big sacrifices just because they don’t want to.

Murphybear

J123321 wrote: »

Hi, thanks for your reply.

They are both under the state pention age and don't have a private pension.

My father has always worked as a fisherman but can't due to health. Mum has never worked but been a housewife. They have never claimed benefits I tip now.

They have had broadband etc cut off. But the council is now paying heating and CT etc but not mortgage.

They wouldn't take on a lodger, or consider moving. I know it may be stubborn but they were days away from being evicted before I cleared the arrears.

I would most likely get a loan to pay the 25k off and then sign the house into my name.

I. Have read up on contrived tenancy but I think I would have a fair argument as I would be using the HB money to pay off the loan. Not sure though so valid point that needs looking into further.

What benefits do they get that pays for the heating? As far as I am aware there aren’t any that pay for all the heating costs, just a small contribution. Your parents are too young for Pension Credit and from what you’ve said they are not receiving Unemployment benefit or Income Support. As others have said, there may be help for mortgage interest