Traffic Accident Injury Claim For Pedestrian Knocked over

lisyloo

mrmikie wrote: »

Thanks for all your replies. I am trying to digest the various responses, particularly with respect to the Home Insurance aspect. My father has Home Insurance, but not Care Insurance as far as I am aware. GreenQueen - are you saying that his Home Insurance company could make Legal Representation on his behalf for an incident which happened away from the home, even though the cover is for Home Insurance? Retrogamer - are you saying that if he made a claim, even though the incident was away from home that there would be a duty to report it to his home insurance? Apologies if I come across as being a bit thick on the matter, but it is a subject of which I have little knowledge.

Some home insurance policies offer a free legal helpline where you can speak to a qualified solicitor plus free legal help with a claim.
They will not be as fast as a no win no fee solicitor who are motivated to conclucde the case (as that when they get paid) but surely it’s worth checking the home insurance policy to see if this is FREE??

Often they exclude accident whilst driving or a passenger of a motor vechicle but this is not the case here.

stator

Retrogamer wrote: »

Home and car insurance companies always ask if you have been involved in any accidents or claims the last XXX years

If you answer no, when you had then that is fraud.

Why do you doubt it needs to be declared?

Try saying yes and see what options you get.
If you say yes you've had an accident on your car policy it will only ask you questions relevant to claims on your car policy. It won't give you the option of "I was run over and made a PI claim". Likewise home insurance. Say yes you've made a claim and see if you get any options about car accidents

shortcrust

Took me a few minutes of looking at a few insurers websites to confirm it, but you only have to declare accidents and claims that relate to you as a driver of a vehicle, or a vehicle you insured. I'd have thought it was pretty obvious.