Help me stay on straight and narrow in all forms of life!!

vics_1982

Hi All.

I feel i need a diary as I am just hopeless these days at sorting my life out!

I am so very lucky and to be honest don't have a lot to complain about. 2 amazing children 8 and 4, an amazing partner who has put up with me for 16 years and counting and amazing supportive parents, a good, well paid job and a beautiful home with my own stables! :j

I am however still plagued by constant cc debt which I am lucky enough to be able to switch to 0% as have good credit, and am also plagued by being hopeless with money and chocolate.

I can not seem to get past the industrial estates that are popping up these days on the way home. We have one near me that I have to pass each day, it has B&M, Marks and Spencer, Next, Boots, Mountain Warehouse, Tesco's, Hobby Craft. If i nip to Tesco's i will pop over and have a look.

I also have a very unhealthy addiction to galaxy chocolate! Prior to having DS i had a lovely size 8-10 figure, maybe a bit too skinny, bounced straight back after having my firstborn DD.
When i was pregnant with DS i had gestational diabetes that was un-diagnosed at the end of pregnancy and piled on about 2/3 stone, that was nearly 5 years ago and due to the fact i don't have time to exercise as much as i would like and the fact i eat tonnes of chocolate I am uncomfortably overweight! So much so i have a massive stomach and a double chin which is getting right on my nerves :rotfl: I realise I sound totally shallow and the only answer is to stop eating rubbish its just getting my mindset right.

I gave up smoking fully 6 years ago and that seems a walk in the park in comparison. I know i need to stop eating rubbish, that will in turn save me money but i can't seem to do it.

Blimey, its al very self pitying and i am sorry for that as so many people have proper problems but i just currently need to get money sorted and weight sorted and then I will be good!

For instance, i popped into boots yesterday to get some eye cream to sort my puffy bags out, spent £75 on moisturiser's, make up, £6 on shampoo and another £6 on conditioner!! I have taken some of these things back but that i ridiculous!!! I would do the same if i popped to B&M for house cleaning stuff, all sorts would go in my basket! Anyway....

Congratulations :T to all who have got this far, :beer:

Sorry for the self indulgent post, anyone with any tips mostly on how to stop shopping and how to stop eating rubbish please let me have them.

I am now sat at my desk and have stripped my purse of all cards.
I have always worked it that i set aside my wages for all bills in my account each month, withdraw what i need for fuel and food each week in cash and then I am supposed to not spend anymore, but its so easy to pop in, hence why i have removed my cards.

Anyway, i am off now, feel better to have unloaded now, may just keep doing this. Sort of therapy i suppose.

Thanks all Vics x

MallyGirl

maybe look at why you are 'nipping to Tesco'? A bit of meal planning - maybe online food delivery - means you are not leading yourself to temptation.
If I run out of something basic like milk I make sure that I walk to the nearest local shop - I get the exercise, I am limited in what I can carry, I like supporting local shops so it is a win-win-win.

vics_1982

MallyGirl wrote: »

maybe look at why you are 'nipping to Tesco'? A bit of meal planning - maybe online food delivery - means you are not leading yourself to temptation.
If I run out of something basic like milk I make sure that I walk to the nearest local shop - I get the exercise, I am limited in what I can carry, I like supporting local shops so it is a win-win-win.

I do some meal planning, we are currently trying to do Slimming world recipes. I 'Nip' into get some milk etc so you are right. I need to either go to a local shop or just make sure i have enough.

If i don't need to go in i can not be lead astray elsewhere.

Thanks

UncannyScot

Hi and Welcome

Another thing that may help curb unnecessary spending is to remember the Money Mantra;

SKINT – Ask yourself, Can I afford this, and do I NEED it?
NOT SKINT – Ask yourself, is it worth it, and will I use it?
If you answer NO to any of these – DON’T BUY!

vics_1982

UncannyScot wrote: »

Hi and Welcome

Another thing that may help curb unnecessary spending is to remember the Money Mantra;

SKINT – Ask yourself, Can I afford this, and do I NEED it?
NOT SKINT – Ask yourself, is it worth it, and will I use it?
If you answer NO to any of these – DON’T BUY!

Thanks very much for this, i am writing this down right this minute and sticking in my purse! It would always be a No!!

Thanks
x

kazwookie

Hi

You say you have your own stables, do you have horses / ponies? if so for exercise do you d oyour own mucking out / can you walk with the horse on a lead rein / can you ride more often?

I know this is going to hard, but just ban chocolate out of your life. Have some fruit instead.

Good luck