Totally money - credit utilisation

Finchy2018

Can anyone shed some light on this for me? Out of curiosity more than concern.

My credit utilisation from January says 91%! I cleared my cards last year ahead of my mortgage so they've been at 0 for a few months now. Where do they get this from?

I got my mortgage in Feb so, it's not showing yet, and everything else was at 0?

Ben8282

The balances of the credit cards should be shown along with the utilisation %.
For how long has the balance on all your cards been 0?

Finchy2018

Since about November when our first purchase was due to exchange but we pulled out. Not used / paid in full prior to statement since then

phillw

Finchy2018 wrote: »

My credit utilisation from January says 91%! I cleared my cards last year ahead of my mortgage so they've been at 0 for a few months now. Where do they get this from?

What is it showing in

https://www.totallymoney.com/myaccount/credit-report/accounts

blue is credit limit, pink is balance, green is payment.

Maybe the payment is showing up in january?

The credit utilisation page seems to stop showing any entries as soon as it drops below 25%, I paid my 0% off in january and it shows up with 89% in january and nothing since.