Alternative to Junior ISA

sanch3z_77

Ah !!!!!!, didn't realise that. I spoke to Vanguard who suggested I got the current supplier to convert the CTF to a JISA then I could transfer it into the one JISA. Why on earth can't a child have both? Seems Bizarre... That might screw me up doing it before the allowance expires. Can't imagine converting to a JISA is a quick process.

Is there a problem with a child having multiple JISAs?

Could I action the change from the CTF to JISA and then set-up another JISA on Vanguard?

sanch3z_77

so I guess there are now two options for my eldest daughter:

A: Leave the CTF and add to that

or

B: Add a small one off payment to CTF (difference between annual allowance and money we want to invest in an JISA), convert it to a JISA, transfer to Vanguard then once transferred top-up with the difference after April 5