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Northern Rock, gone bust, can I claim PPI?

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la-moi
la-moi Posts: 31 Forumite
Fifth Anniversary 10 Posts Combo Breaker
in Reclaim PPI & other insurance
Hi all,

I had a mortgage with Northern Rock, who have since stopped trading, roughly around 2003/4 not sure where all my paperwork is either.

Any hope claiming PPI for this?

Comments

  • -taff
    -taff Posts: 15,373 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Who sold you the PPI?
    Non me fac calcitrare tuum culi
  • dunstonh
    dunstonh Posts: 119,781 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    la-moi wrote: »
    Hi all,

    I had a mortgage with Northern Rock, who have since stopped trading, roughly around 2003/4 not sure where all my paperwork is either.

    Any hope claiming PPI for this?

    Who sold the PPI to you?
    Most NR mortgages were put in place by estate agent mortgage brokers and independent mortgage brokers.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • la-moi
    la-moi Posts: 31 Forumite
    Fifth Anniversary 10 Posts Combo Breaker
    Estate Agent Mortgage Broker(who are still in business.) Just found the paperwork..
  • dunstonh
    dunstonh Posts: 119,781 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    la-moi wrote: »
    Estate Agent Mortgage Broker(who are still in business.) Just found the paperwork..

    In which case, you would not have been sold a PPI by Northern Rock.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • la-moi
    la-moi Posts: 31 Forumite
    Fifth Anniversary 10 Posts Combo Breaker
    My mortgage through Northern Rock was an Interest-Only mortgage.
    Northern Rock have gone bust.
    Can I claim?
  • Edi81
    Edi81 Posts: 1,501 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    No. Northern rock didn’t sell you Protection.
  • -taff
    -taff Posts: 15,373 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    la-moi wrote: »
    My mortgage through Northern Rock was an Interest-Only mortgage.
    Northern Rock have gone bust.
    Can I claim?


    Claim for what?


    la-moi wrote: »
    Estate Agent Mortgage Broker(who are still in business.) Just found the paperwork..


    You complain to these. Although if you were sold it prior to 2005, it was pre-regulation and they can dismiss your complaint.
    Non me fac calcitrare tuum culi
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