When does a CCJ get removed from Credit report?

Janejh

Hi there,

I have a CCJ on my credit report and I would like some advice as to when the details will be removed from my credit report.
The court date was August 2014 for a credit card debt of £4,600. I have an arrangement with the debt collector to repay this amount which started in July 2015. The amount I pay is £50 a month so have only repayed about half of the debt so far. Will the CCJ entry drop of my credit report 6 years from the court date or when I finish paying the outstanding amount.
One other question relating to this debt- as I said I have been repaying this debt since July 2015. It is now down to just over £2k. None of the payments I’ve made have been recorded in any way on the credit report entry and The outstanding balance hasn’t be adjusted accordingly either, is this correct?

I would appreciate any advice that could be offered.
Many Thanks.

[Deleted User]

It will come off 6 years from date of issue.

You need to carry on paying even when it drops off if there’s still money owed

Janejh

Thank you.
With reference to outstanding balance can I have this updated to show the reduced balance?

StokieBecks

The ccj will only show the total the judgement was for. There should also be an entry somewhere on your credit files for the company that obtained the ccj with the original default date and this is where the balanace should be showing as going down every month when you pay